The Jubilant June NSD Challenge

butdoineedit?

Whoops, sorry i have been awol for a while, have had a pretty carp few days

First one of my close friends from the pub passed away on Friday, followed by my dad selling his house on Saturday & going into total meltdown over it, add to that the fact that my little schools education project that i was planning at work has gone from a small group session with 20 odd pupils, to a full on presentation to 170 10-13 year olds :eek:

Still on the bright side i did get 2 more NSD's so that's 13 please, & target in sight!! :j

Delilahh

Sunday and today has now given me 9 & 10

So 10 NSD's for me

:j

Frodobaggins

Today turned out to be NSD#11, I wasn't expecting it to be one today.

LittleMissHappy_2

Heres todays round up - lots of targets tumbling tonight!

freeby - well done for NSD 20 :j:j:j can’t believe it is almost July :eek:

Frodo - well done for NSD 10 :j:j:j and 4 in a row :beer: Glad you are enjoying your new puppy

ems - well done for NSD 20 :j:j:j and second target met :beer:

if - well done for NSD15 :j:j:j can still fit in my earrings too

Luna - well done for NSD7 :j:j:j and target met :bber: Would you like to set a new target?

Barbeduk - well done for NSD 6 :j:j:j yummy muffins, pass them over

sf - well done for NSD 16 :j:j:j and target met :beer:

beanie - well done for NSD 19 :j:j:j I will be in your neck of the woods this weekend for my Scottish trip

red - well done for NSD 15 :j:j:j and target met :beer: - do you want to set another one?

Ood - well done for NSD 21 :j:j:j and second target met :beer: Fingers crossed you get another tomorrow

donna - well done for NSD 16 :j:j:j and second target met and exceeded :beer: - would you like to set another target?

kerri - well done for NSD 4 :j:j:j I am seriously considering boot camp after hearing how much you enjoy it - I have seen one advertised in my area

BDINI - well done for NSD 13 :j:j:j sorry about your friend :grouphug: and everything else you have to deal with, hope it gets sorted for you soon x

Delilahh - well done for NSD 10 :j:j:j great going, keep it up

I won't be around over the next few days as I am off on a girly trip until late Monday in Bonnie Scotland

Still missing jinty, Keiss, spoony, cheryl and I have also noticed that chris hasn't been around much so if you are lurking :wave:

freebyfifty

Good Morning

NSD #21 in the bag yesterday :j



Have a great day

freebyfifty

LittleMissHappy wrote: »

I won't be around over the next few days as I am off on a girly trip until late Monday in Bonnie Scotland

Pop in for a coffee on your way by, I'll have the kettle on :rotfl:

Have a great time

freebyfifty

The front page is all updated and looks great. There were loads of targets met yesterday :j
I hope everyone has the right prizes.

Well done, we are all brilliant :T:T:T

freebyfifty

https://forums.moneysavingexpert.com/discussion/4039439



Link to July thread It's not sorted yet, I can't get the pics to show - anyone know why?????




I'll be back :eek:

LittleMissHappy_2

freebyfifty wrote: »

Pop in for a coffee on your way by, I'll have the kettle on :rotfl:

Have a great time

Will do freeby - it would be nice to drop round for coffee

I will give all the lovely NSD'ers from Scotland a little wave as I pass by

IF

July's NSD Thread - Click here

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!