The Jubilant June NSD Challenge

rising_from_the_ashes

Marmite :eek: to the maybe MRI..... still remember mine from a couple of months ago with horror!

No 13 today .... not sure about tomorrow as hosp appt in town (last years foot surgery has only been partially successful so need to see if anything can be done:() - but bus money will come out the coin jars so hoping not to spend ..... but may be tempted by a latte when there:o

Nice to see the sun today:j

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

OutofDebt-NOT-OutofDanger

Hi,

Always like to start the week with an NSD. Up to 20 today:j

stripeyjumpergirl

Hello everybody. NSD 12 for me today so that's June's target met, yay! I don't think I'm going to set a new target - I'll just see how it goes x

marmiterulesok

rising_from_the_ashes wrote: »

Marmite :eek: to the maybe MRI..... still remember mine from a couple of months ago with horror!

No 13 today .... not sure about tomorrow as hosp appt in town (last years foot surgery has only been partially successful so need to see if anything can be done:() - but bus money will come out the coin jars so hoping not to spend ..... but may be tempted by a latte when there:o

Nice to see the sun today:j

I was thinking of you when I wrote it!It's definitely going ahead.I'm just relieved that I'm NOT claustrophobic...

Hope your appointment goes well tomorrow.

Deb4

# 14 for me today

Learning2Budget

NSD 8 although should have bought bread so gonna have a grumpy OH tomorrow morning!! L2B.x

bottleofred

Good evening folks,

No NSD for me today, as I had to buy liquid gold and rather alot of it too:eek:.
It has been a very busy couple of days and I look forward to things calming down soon so I can go back to a more sedate way of life:p.
I haven't had a chance to read the posts yet, but hope everyone is well.:)

kerri_gt

Not a NSD for me but not toooooo bad Used a couple of coupons to get some hair lotion for 99p (for two) insead of normally nearly £4 each :eek: Then took my dress to be altered (oddly seeing someone else in the same dress on the way, which is the first time i've seen anyone else wearing it) - it's going to be nearly £16 to have it taken up but it's a lovely dress so should be worth it (so long as they don't bodge it up as it needs more off the back than the front) don't have to pay for that until thurs but counting it as a spend for today as that's when I planned it. Then bought some outrageously priced greek style yoghurt (2 pots for 3.50 :eek:) it's darn nice though.

Made vege curry for dinner tonight - nom nom

JCA - your 'friend' sounds a right card, I really don't get why people think it's ok to post carp on FB, would they stand in the street saying such things like a fishwife? (though sounds like she might) sounds like one person you're better off without.

Right, me must go and clean the bathroom, it looks like Igor's been shaving his legs in there :eek:

ModestyB

Today should have been an nsd but Dopey DH cut his hand while chopping up branches off the tree. So a quick run up the Dr's for a tetanus jab turned into a spend day for chocolate and strong rubbish bags. DOH!
I don't think I'm going to reach my target this month, serves me right for being too ambitious.
Hugs to all who are poorly. Get well soon.