The Jubilant June NSD Challenge

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

The_Dragon

Due to being in bed until now due to pain I have managed my 11th NSD :T

kerri_gt

Declaring NSD # 15 and target exceeded :j Mout Ironmore scaled, maxi dress pinned to take to have it properly altered tomorrow (did use wonderweb stuff but decided i want it properly done as the material at the bottom tends to pull on the rest of the dres so a pay day 'treat'), washing waiting to be hing at half time and sarnies to be made still - whoops, I really am behind today

Learning2Budget

Bit of a poor month for me so far. Made it to 7 NSD and am now stuck. Lol. L2B.x

bottleofred

Declaring NSD14 for today please:j

beanielou

So 18 today.

kelfen

NSD no 4 for me please

freebyfifty

Good Morning

I hope everyone is raring to go for another week



Well done to everyone for capturing those pesky NSDs


Beanielou – A brilliant NSD #18. :T That’s an excellent number.:)

Bottleofred – NSD #14 in the bag. :T That is excellent. Well done.:)

Deep in – A brilliant NSD #8 in the bag for you. :j Well done.:j I’ll increase your target to 12. Good Luck

Donna d – An excellent NSD #11 for you.:T Good luck with the diet – both money and food.:rotfl:

Dragon – Well done for NSD #11 but I hope you are okay. Take good care of yourself.

Emsloves- Well done for NSDs #18 & 19. :T That is a brilliant number.:)

igamogam – Well done for NSD #9. :T I like your confidence in declaring so early.:)

Kelfen – Well done on bagging NSD #4.:T Keep going and snaffle another few.:)

Kerri gt – Woo Hoo – NSD #14 & 15 :T and you exceeded your target. :j Brilliant.:j And nothing beats sugar when you have a pickled kidney :rotfl:

Learning2 – Nothing wrong with NSD #7. :T Keep going, I’m sure you can sneak another couple in.:)

Magni – Well done for NSD #8 :T and there is no ‘should’ about it. You will reach your target – no problem.

Marmite – A brilliant NSD #14 all done and dusted. :T Good luck for those last two. It’ll be no problem to you.

Oodnood – NSD #19 is brilliant :T and I’m sure you’ll reach that target no problem at all.

Phoenix – NSD #13 achieved. :T Well done, you are doing really well.

Rising – NSD #12 declared. :T Well done. :T I’m glad the freezer disaster turned out better than you initially thought. Maisie will be in doggy bliss.:)

Stripeygirl – Well done for NSD #11 :T and good luck for capturing that last one.:)

freebyfifty

I managed to get NSD #19 yesterday :j and reached my 2nd target :j I shall set myself a new target of 22 :eek: I think that'll be about as much as I can get this month




Have a great day

slowlyfading

Yesterday was NSD 14 for me I'm hoping today will be one too, but I won't declare until later