The Jubilant June NSD Challenge

badger_

freebyfifty wrote: »

Badger – Well done on NSD #8 :T and how brave are you, declaring so early? :A

It made me determined to do it

Not sure about today, it's butty day at work I'm not sure if I actually fancy one atm but that might change when they all start talking about them :rotfl:

Munchin

Hi all

NSD 9 done and dusted . It helps that it's coming up to pay day and I am skint:o

IF

Morning all :hello:

rising_from_the_ashes

jaffacakegal wrote: »

Date went, erm, very well last night :rotfl:lets leave it at that eh !

Ohhhh errrrrr glad to hear it JCG!

No more for me and TBH I'd really rather write off the last 10 days or so ..... not getting any better - http://forums.moneysavingexpert.com/showpost.php?p=53989957&postcount=410

freebyfifty

rising_from_the_ashes wrote: »

Ohhhh errrrrr glad to hear it JCG!

No more for me and TBH I'd really rather write off the last 10 days or so ..... not getting any better - http://forums.moneysavingexpert.com/showpost.php?p=53989957&postcount=410

Hey rising

:eek:to your disaster but I've left my tuppence worth in your diary

kerri_gt

Oh no rising, I am not suprised you're p*ssed off, it's one of those 'if I could only turn the clock back 15 seconds and not chop of that last bit moment', but, (and I know it's very easy to say) it could've been worse - the house electrics are ok and more importantly you are ok (guy my OH works with chopped off the tips of his fingers with a chainsaw!) These things are sent to try us. Will the budgets stretch with a big of rejigging and being creative or should I send Nargle round in the Tardis with some of Igor's home cooking? (Beanie I'm sure would offer to do you some meals but due to a slow cooker meltdown that is out of action)...dear me, we are a domesitcally challenged lot this week, and i'm mid-over cleaning...that doesn't bode well!

marmiterulesok

A spend day for me,as I finally managed to get to the market,and have bought lots of fruit and veg,including 5 kgs of rhubarb as I mean to make jam and lots of lovely compote.I also bought my first strawberries and cherries of the year-fruit feast here I come!

Hope I'll be back on track tomorrow.

rising what bad luck.Is there nothing that ican be salvaged?

red I had to have a filling recently and thought it was playing up,but it seems fine now.Hear's hoping.I empathise with you.Hope you're feeling better.

Have a nice weekend all.

ModestyB

NSD 9 for yesterday. Nearly one today but DH went shopping! 'sigh'

Lots of hugs needed this week. :grouphug::grouphug::grouphug::grouphug: for all of you. Hope everything turns out well for you all.

IF

Evening :hello:

freeby, LMH and BDINI got my 14th NSD thank you all xxx:A:A:A

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!