The Jubilant June NSD Challenge

bottleofred

Good afternoon all:beer:,

Have spent the morning painting the spare room and thankfully don't have enough left to apply a 3rd coat, so am downing tools for the day;).
No NSD yesterday, as I went to the cash and carry for chicken.
Declaring NSD1 for today please:)
Kerri, thanks for the offer of the paracetemol, but having caught up on the posts, think you may need them more than me:p, although bootcamp will certainly help to blow the cobwebs away;).
I sometimes feel the same about not going out if I've had a horrible nights sleep, but usually find that once I go out, it is usually a good night, although it's obviously totally up to you.
I hope everyone else enjoys the day and grabs as many NSDs as possible:)

hedgesparrow

Just a quick post to say I haven't forgotten about the challenge, just haven't had a NSD yet! Direct debit went out friday, bought half a pig on sat, bought lunch out yesterday. Today we are off to the pub later so no nsd today either, and on tues there is another direct debit coming out.

ModestyB

Hi all. Starting off with NSD 1 for yesterday. Not one today as I bought 2 pop up tents for the dogs. :rotfl:. They were in the 2 for £15 offer in Arg0s and our 'girls' love them.

925pws

Hi everyone

Another NSD for me yesterday so that's no 2 :j

silvasava

NSD No 2 please for yesterday. Hoped to get another today but had arranged with DGD for her to 'do' my roots & discovered I had no colour in stock - yikes!! frantic trip to Wilkies but it was reduced to a fiver. At least I won't be quite so scary to the natives now

Sorry you are having to work over the BH Freeby - I do appreciate all those who miss out on BH & just hope that their employers are fair enough with either pay or time in lieu

Barbeduk

Hi all, I'm disappointed of Devon as thought I was all set for no 2, got into the car, no flippin' petrol!

Sorry to all of you that are working, hope it's overtime.

Rising, that beach looks so lovely. Did use my petrol to get me and the dog up onto dartmoor so feeling pretty blessed myself!

kerri_gt

hee hee, thanks Red - actually I've been fairly well behaved this weekend (was driving yesterday so no sauce for me, except the red that OH managed to spill over me :mad: thankfully managed to get it out of affected clothing) Didn't make BBQ in the end, actually flopped back into bed after boot camp and not long up so must've needed it. Not used much holiday from work this year and think that plus a few busy weekends has caught up with me.

Anyone seen Jinty recently?

Xandersmum

Can I join please? Spent almost double what I wanted to spend on shopping this week so need to try and resist the urge to pop to the shops for a few bits and blow another £20 etc!

Can I try 10 NSD for June?

beanielou

Havent seen Jinty
NSD no 4 today.
As Donna says easy when you are skint.

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!