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First year - £42k to £35k....

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Comments

  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beccie wrote: »
    Morning Emz, sorry to hear you're not feeling well :(

    For challenges I've found the 100 days and the £10 a day challenge good. I also find PADding really good although not a challenge as such :)

    Thanks Beccie :)

    I'm definitely going to join the 100 day challenge. I think my target will be £3,000. Going to start PADding again too.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DebtFree2012 wrote: »
    Morning Emz.

    Hope you are feeling better than a few hours ago. I've woke with a really sore throat so we can grumble together :)

    Plan of action is great and I find them great motivators.

    xxx

    Hi DF :)

    Hope your sore throat gets better and doesn't turn into anything nasty. I'm not really with it I don't think. I've got some Pepsi now though and that always helps when I haven't had much sleep.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Starting off my PADding with a £30 payment today.

    Managed to get that top for my sister for just under £10 (including postage), so I was really pleased with that. It cost £25 in the shop not too long ago. My Textbroker money pretty much covered that.

    The pizzas cost just under £20 last night. To be honest, they weren't that nice. Even OH wasn't very impressed. I've sent him off to work with some leftover slices today though as I'm not letting it go to waste ;).

    Emz xx
  • beanielou
    beanielou Posts: 96,704 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just dont put too much pressure on yourself.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Emzilla wrote: »
    The pizzas cost just under £20 last night. To be honest, they weren't that nice. Even OH wasn't very impressed. I've sent him off to work with some leftover slices today though as I'm not letting it go to waste ;).

    Emz xx

    Was it Dominos? Found our local one to be very good before when we have complained. Worth dropping them an email :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Aamberle
    Aamberle Posts: 559 Forumite
    Morning Emz - Hope your well! Looking good on your new plans of action. X
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning!!

    I'm not with it. Entirely my own fault. I stayed up to watch Andy Murray win his first grand slam. Totally worth it. I knew he would win one at some point and just had to watch the moment that it happened.

    I will return when I have Pepsi in my system!!

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good old Pepsi, don't know what I would do without it ;).

    Made a PAD today of £20. Going to start my £70 weekly budget thing tomorrow. I need some diesel, so might put £20 in (I've got hospital Friday, so that will eat some up) and will do a bit of food shopping (no more than £20). Shouldn't need to spend anymore though.

    Also claimed a £5 Amazon voucher this morning.

    Emz xx
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Aww bless.

    My first article was accepted and paid for yey

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DebtFree2012 wrote: »
    Aww bless.

    My first article was accepted and paid for yey

    xx

    Well done DF :T. I'm still waiting for mine to be evaluated. Will email them on Thursday if they haven't done it by then.

    Emz xx
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