First year - £42k to £35k....

Emzilla

Just had my 5th article accepted, so have requested my first payout (just under £10). Should hit my Paypal account tomorrow.

I've seen a top on eBay that I want to get my sister for her birthday, so that and anything else I can get in time will pay for that.

Requested another £5 Amazon voucher from Swagbucks this morning too.

Emz xx

Emzilla

Morning

I've just put a 25 point link for Superpoints on the referrals board. Hope someone takes it as I only need one more person to turn platinum.

I've got OH's cold well and truly now. Woke up with such a sore throat and tickly cough. Still managed to get the school run done though. OH dies when he has a cold, I just have to carry on.

Off to Tesco in a minute for some petrol. I've also got some vouchers for some freebies. I can get a free pack of fruit, yogurts, cheese and tortilla things. Love a good freebie.

Be back later.

Emz xx

Emzilla

I hate colds. Not slept much as I've been coughing .

Even more depressing news is that an old debt has reared its ugly head (I had completely forgotten about it), so my debt has risen _pale_ :doh:.

I still really want to make my 31st May 2013 target of £35k. By my calculations, that is £27.89 to clear a day, or £927.50 a month (from October).

I need to join a few challenges I think. I'm terrible and usually give up on them, but I need to do something as what I'm doing right now ain't working.

Emz xx

gothrockchic1

Emzilla wrote: »

I hate colds. Not slept much as I've been coughing .

Even more depressing news is that an old debt has reared its ugly head (I had completely forgotten about it), so my debt has risen _pale_:doh:.

I still really want to make my 31st May 2013 target of £35k. By my calculations, that is £27.89 to clear a day, or £927.50 a month (from October).

I need to join a few challenges I think. I'm terrible and usually give up on them, but I need to do something as what I'm doing right now ain't working.

Emz xx

You can do it Emz, try the 100 day challenge, not sure when it starts but it gave me some incentive last time! I feel a bit of a cheeky madam not being in debt this time but I am happy to do it with you x

Emzilla

gothrockchic1 wrote: »

You can do it Emz, try the 100 day challenge, not sure when it starts but it gave me some incentive last time! I feel a bit of a cheeky madam not being in debt this time but I am happy to do it with you x

Thanks GRC. I think the current one ends in early October, so I'm definitely planning on joining the next one. Would love it if you joined me .

Emz xx

gothrockchic1

Emzilla wrote: »

Thanks GRC. I think the current one ends in early October, so I'm definitely planning on joining the next one. Would love it if you joined me .

Emz xx

I'm defo in

Just thinking of a goal

Emzilla

Yuck - I feel rough today. Only got about 5 hours sleep.

It's OH's birthday today. You'll be pleased to hear that I made him take some stuff of his extensive present list and I only got him £50 worth of stuff and the rest I will get him for Christmas (about another £50). I paid for it via Amazon vouchers, so didn't cost me anything. I'm getting him a pizza tonight for his birthday meal. It's 50% off at Domino's, so shouldn't cost any more than £15.

Emz xx

Emzilla

I've been up since 3am. Not coughing in particular, I just can't seem to sleep.

Anyway, I've been thinking of a new plan of action over the weekend:

• My bills come to around £800 a month, so I will pay for them from my question money
• Withdraw my DLA every Wednesday and use that for day to day expenses like food, petrol, presents etc etc. That's £77.45 a week, but I would only withdraw £70.
• Use OH's rent money to pay off debts (£300 at the moment, he pays for other stuff too like the phone and broadband)
• I'll have £100 left over from the question money to pay off debts.
• Anything I don't use from my weekly £77.45 will be paid off debts (I think I could easily get £100 to pay off debts from this)
• Do surveys for vouchers to free up money from my weekly budget (can be used to buy gifts, food etc). This could free up another £50
• Earn £50 from Textbroker a month (if they ever review my articles)
• Earn £50 from online mystery shopping
• Earn £50 from free bingo/JPJ (I know this sounds like a lot, but it can be done)

So I make that £700 that I can pay off debts a month. Just another £227.50 to find.

Emz xx

Kepp

Morning Emz, sorry to hear you're not feeling well

For challenges I've found the 100 days and the £10 a day challenge good. I also find PADding really good although not a challenge as such

DebtFree2012

Morning Emz.

Hope you are feeling better than a few hours ago. I've woke with a really sore throat so we can grumble together

Plan of action is great and I find them great motivators.

xxx