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First year - £42k to £35k....

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Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Hi Emz, found you again :)

    I don't doubt that you can pay your debts back, I think the key is working out an achievable plan and not getting disheartened if it goes of track when you don't feel well.

    I'm sure you can do this :j
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Up early again today to take OH to train station (6am). I don't mind so much when the weather is nice though.

    Trying to get back into mystery shopping again (accepted one job this morning). Haven't done any for a couple of months. I'm hoping that my new economical car (if Motability ever get their butts in gear to put it on their system) will help with the petrol (or should I say diesel) costs involved. I've actually got a date for the car now anyway. 13th June. Why it could possibly take that long to put a few details on a database is beyond me. But at least I know when I'm getting it now :).

    My mum is back from her holiday today :j. I've really missed her :o.

    Must finish my meds and then crack on with some work.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beccie wrote: »
    Hi Emz, found you again :)

    I don't doubt that you can pay your debts back, I think the key is working out an achievable plan and not getting disheartened if it goes of track when you don't feel well.

    I'm sure you can do this :j

    Thanks Beccie :A.

    I think £7k a year is achievable and like you say, if I do have to take some time out because of my health, I can just get back on with it once I'm better again :).

    Emz xx
  • jwil
    jwil Posts: 22,476 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm another who fully believes you can pay them back! Just do it at your own pace, be it full on or taking it a bit more gently if you are not feeling up to it.

    Good luck :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 28 May 2012 at 11:08AM
    Thanks Jwil :A.

    I miscalculated what I owe my mum. Unfortunately it's just under £4 more than I thought. Oh well, could have been worse. Better update the signature though.

    Emz xx
  • magni
    magni Posts: 651 Forumite
    Good luck with your new plan. I'm sure you can do it xx
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Magni :A.

    Just been to Sainsbury's to get a few bits for my mum (my sister paid for them) and managed to avoid buying anything myself. Looks like another NSD is on the cards :). Although I might have to buy some food midweek.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yay - my mum's back :j :D.

    Another NSD for me today :). Also got another couple of MS jobs for next month (3 jobs = £25 so far). Done quite a few surveys throughout the day too, so some more vouchers should be rolling in soon enough.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Up early again this morning (6am) to drop OH off at the train station. He is working away tonight so I will get a lie-in tomorrow :beer:.

    I'm going for another NSD today. Will need to get some shopping tomorrow though. I've got a few extra points vouchers from Tesco, so might go there. I'll pop over to the voucher board later and see if there are any I can print off to save money. Don't want to spend anymore than £20.

    Emz xx
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hey there, just wanted to pop in and say hi after you popped in on my diary.

    Good luck on your journey, you sound like one determined lady!

    Off to subscribe now.

    Choc x
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