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First year - £42k to £35k....

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Comments

  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just redeemed for a £5 Amazon voucher :).

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aw, poor Andy Murray :(. I feel so bad for him - and yes I did cry when he was making his emotional speech after he lost. I know he'll win a grand slam one day. He's too good a player not to.

    OH has gone on his holidays. The big clean up starts tomorrow. I'm going to start with the lounge/dining room tomorrow, bedroom on Tuesday, bathroom on Wednesday, kitchen on Thursday and finish with the hallway on Friday.

    Been thinking that I should really put the cross stitch goal on hold for this month at least. It's vital that I get the money rolling in for next month so I can start to really make a dent in this debt. Plus with the internet going down a lot and my mum being ill haven't helped in that respect (okay, and the tennis has been a distraction too :o).

    I'll stick with the voucher and survey goals as I need to start building up for Christmas. However, I'm not sure I'll be able to clear a debt. I've got one for £30 which I was going to clear, but the original company have passed it to a DCA and they don't know who. I asked if I could just pay them and they said no!! That's the only one I can afford to pay off this month, so will wait and see if anything comes through in the next few weeks.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've been doing some sums. If I can earn £50 a day for the rest of July, then I'll be able to get my debt to below £41k in August. Also, if I can do the same during August, I'll be able to get my debt to below £40k in September. Will get a lot of companies off my back too.

    What a motivator!! :D

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just been to do some shopping at Sainsbury's and got a bargain for my nephew's birthday. I got this:

    http://www.amazon.co.uk/LeapFrog-19174-Lettersaurus/dp/B004MWN0G8/ref=sr_1_2?ie=UTF8&qid=1341843758&sr=8-2

    for £4.50 :D

    Emz xx
  • beanielou
    beanielou Posts: 98,836 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Emms~was thinking I hadent seen you for a while and hoping all was well.
    Glad to see it is and hope your mum feels better soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Emms~was thinking I hadent seen you for a while and hoping all was well.
    Glad to see it is and hope your mum feels better soon.

    Hey Lou :)

    My mum is feeling much better thanks.

    I hope all is well with you.

    Emz xx
  • beanielou
    beanielou Posts: 98,836 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Im plodding on ta.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Aamberle
    Aamberle Posts: 559 Forumite
    Morning Emz - Hope all is well and glad your mum is on the mend X
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aamberle wrote: »
    Morning Emz - Hope all is well and glad your mum is on the mend X

    Hi Aamberle :)

    My mum is much better now thank you.

    Hope all is well with you.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Okay, why on earth did I think it was the 8th yesterday?? My calculations for £1,200 this month were all wrong. Need to conjure up an extra £50 now before the end of the month.

    Emz xx
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