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Hypno's kick up the backside debt diary....

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Me again - wow, targets for '08! Seriously impressive. I'm looking at the debt news today, record numbers etc etc, and wondering,will I be one of those soon? And on the other hand, I think, well, yeah, I can make this work. Difficult to stay positive *all* the time, tho.
    2023: the year I get to buy a car
  • Good for you hun, positivity is the key. I get really excited for you when I see the figure come down! Right, must go to work. Have a great day x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • pania
    pania Posts: 8,258 Forumite
    good morning ladies. xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning P, hows you today?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    I'm seriously impressed with the amount of debt you have repaid, and with your targets for next year, you are just so motivated, I don't know how you do it! Bearing in mind HOW you got into debt, a lot of people would have just shut their eyes to it and thought 'it wasn't my fault, and there's nothing I can do about it', but you chose to just get on and tackle it, and I hope that makes you proud sometimes, when you stop and think about it. :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Great target hypno - go you! Perhaps next year your credit rating will be improved enough to get a 0% card or two too, and pay it off even faster.

    I'm sorry to hear you're tired, it's not surprising at all, I hope you can build in some time today to recharge the batteries a little, just sitting in the garden or a walk round the block can really change your perspective I find.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks guys. I have my physio this morning so that will give me an opportunity to get out and do something, whereas all I have done so far is yawn lots!!

    I got £20 pigsback vouchers arrived in the post today. I will wait until I have a couple more before going and treating myself in Wallis.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Pigsback have stopped doing JLewis vouchers :( again.
    I hope they reappear before Christmas.

    I now have £15 in Caio, how did that happen at 0.002 per survey? :D
    It isn't going to make catching you lot up any easier. How did I think I could clear these debts in 3 years????
    But; my debt isn't increasing (ignore the £10K loan that is looming.....) and though my sig. isn't updated, the figures are looking better for September. £35K seems a long way still.....
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Morning Hypno and all,
    Sorry you are feeling so tired...I hope it passes soon.Your targets are looking great Hypno and I know you will achieve them...2008 targets already...thats real positivity...have a good day and hope that physio helps you as being in pain makes everything so much more effort...
    Hope everyone has a good day.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    morning every one hope your all well ...hope the coffee has helped a bit hypno you will be shattered though and totally understandable it takes time to adjust to new things ...wish i lived closer to you all i could pop in for a coffee and a catch up this diary moves so fast lol....well i'm off to play with me worms for a wee while but i will pop bck on later ..thanks hypno and pania for the advice you left in my diary it really helped
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