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Does applying for an overdraft add a credit check?

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Comments

  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    trikidy wrote: »
    Lloyds TSB

    They pull data from the CRA on a monthly basis from experian so unlikely if you're pre-approved with them that they'd do a live credit check that other lenders can see and will use what they already know about you I'm guessing.
  • Macca83_2
    Macca83_2 Posts: 1,215 Forumite
    Lloyds should be able to tell you under their risk band section whether or not they can increase your overdraft. This check does not involve a credit check.
  • mazy_m
    mazy_m Posts: 661 Forumite
    Part of the Furniture Combo Breaker
    For Natwest they do a credit check even if you are DECREASING your overdraft!!
    A lot of fellows nowadays have a B.A., M.D., or Ph.D. Unfortunately, they don't have a J.O.B."
  • lolavix
    lolavix Posts: 532 Forumite
    mazy_m wrote: »
    For Natwest they do a credit check even if you are DECREASING your overdraft!!

    Really? News to me and I've worked for them for 7 years!
This discussion has been closed.
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