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BPO collections - Unknown debt?
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I don't think BPO actually care - Like Lowell, the scummers are just out to scam money out of people regardless of any debt or not. :mad:0
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Looking at this thread I can see some incorrect advice on limitation periods for court actions.
In Scotland most civil claims expire after 5 years.
In England and Wales they expire after 6 years for most contracts. Contracts which are deeds (most are not) are limited to 12 years. Rent demands are limited to 6 years.
Generally the date is measured not from the start of the contract but from the date the breach occurred (ie. the date when the right to sue arose).
The only references to limitations periods I can see is the council tax thread on page one.
https://www.nationaldebtline.org/S/factsheets/Pages/23%20SCOT%20Time%20limits%20for%20recovering%20debts/Page-03.aspx
Fermi is correct that council tax can be recovered for up to 20 years, or are you referring to something else ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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