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Has anyone got MBNA to reduce the BT fee?

aliasojo
Posts: 23,053 Forumite


in Credit cards
Our MBNA card has the biggest credit limit out of all the ones we hold (over £15K) and we've been loathe to get rid of it simply because of that reason.
It doesn't carry a balance now and we've just been offered a new 0% promo but the BT fee is 5%.
It's been 5% for a good couple of years now and we did ask once before if they would reduce the fee but they refused.
We wont ever be BT'ing if the fee stays at 5% so are considering just closing the account.
Just before we do, I just wondered if anyone has had luck with MBNA reducing their BT fee or are they playing hardball across the board these days?
It doesn't carry a balance now and we've just been offered a new 0% promo but the BT fee is 5%.
It's been 5% for a good couple of years now and we did ask once before if they would reduce the fee but they refused.
We wont ever be BT'ing if the fee stays at 5% so are considering just closing the account.
Just before we do, I just wondered if anyone has had luck with MBNA reducing their BT fee or are they playing hardball across the board these days?
Herman - MP for all!

0
Comments
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hmmm
0% for lets say 20 months and you want a reduction on fees. I hope the bank will make some little profit of you.
to answer your question. I have not heard of any case where the fee has been reduced.I owe £3233 @ 0%0 -
hmmm
0% for lets say 20 months and you want a reduction on fees. I hope the bank will make some little profit of you.
to answer your question. I have not heard of any case where the fee has been reduced.
Not sure where you're getting the 20 months from.
This isn't a new account. Are you looking at MBNA offerings now or are others with existing accounts getting 20 month offers?
As I said above, the fee has been 5% for at least a good couple of years.
Promo offers have been for 6 months (mostly and 12 months (occasionally).Herman - MP for all!0 -
Well if its any help I checked my BT offers and the rate is 3.5% and 4% transfer into my bank account. A few years ago I did get them to give me the fee free of charge on the usual 0% deal.0
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