a cheque from a stranger ?

maninthestreet

al25 wrote: »

I wouldn't deposit a cheque that's not due to me.
What if the bank reports this to the police or S.O.C.A?

My thoughts exactly - banks take this sort of thing very seriously now. At least one person has posted on these boards in the last few weeks how their bank has, without warning or explanation, closed their bank account, even though the account was not overdrawn. The only explanation that could be given on these boards (by members who actually work for banks) was that account had, somehow, been linked to criminal activity.

jane130

maninthestreet wrote: »

I think your son may know more about this than he is letting on.
Why would someone send, unsolicited, a stolen cheque to someone else they do not know from Adam? How did they know your son's name and address??

all good questions to which i would like to know the answer too but I watched the postman walk up our path and put it through the door this morning , he's kept the envelope in case the police want to see it - I'm not saying my son is a saint but criminal he is not !

McKneff

Sorry, but it must make you wonder why a cheque would be sent to him b name from someone he doesnt know and if its enough to buy driving lessons and a car he has been incredibly stupid for banking it.
If he had just even torn it up there would have been no comeback.

Have the bank been informed also so that they can get hold of the cheque.

I really would be quizzing your son, the police certainly will be.

JuicyJesus

Your son should inform his bank immediately. And by that I mean straight away. Get him to call telephone banking now and say he has become aware that a cheque he has paid in is stolen. Do not let him wait to go to a branch. Call them now.

He will most likely be contacted by someone asking him to remit some or all of this money on or back to them. Do not do this. It is a scam. The cheque will bounce. He must not withdraw any of the money under any circumstances as any that he spends or takes out he will be liable for.

opinions4u

If I was your son I'd move my funds to an account with a different bank, at least in the short term. There's a reasonable chance his account will be frozen soon.

Macca83_2

Im with juicyJesus- your son needs to let the bank know as soon as possible. At the very least they can put appropriate notes on his file and seek advice from the fraud team. If he can show that he's being proactive it may go some way to helping his case when this is investigated- and it Will be investigated

Macca83_2

Im also not sure how helpful moving any funds would be. It may throw up a red flag. How suspect would it look to bank a stolen cheque then try to remove the funds to a new bank

opinions4u

Macca83 wrote: »

Im also not sure how helpful moving any funds would be. It may throw up a red flag. How suspect would it look to bank a stolen cheque then try to remove the funds to a new bank

I didnt mean removing funds "created" by the cheque.

Macca83_2

Yeah i had a feeling you didn't opinions4u. but i think they're gonna have to be overly cautious with any withdrawals.

jane130

Thanks for your advice , He has been on the phone to his bank and explained to them they have told him not to worry the cheque will bounce and that will be the end of it .