advice on life situation!

samsam89

Gigglepig wrote: »

You may have checked this already, but might there be a possibility to relocate somewhere that JLP would need someone - just in case there are vacancies elsewhere in the country?

I have looked at that possibility and it's fairly tight for positions within the business at the moment - plus my girlfriend doesn't really want to relocate.

I know my management team want me to stay with them because they've said they think I have potential to do really well within the company - but unfortunately their hands are tied with regard to hours which sucks.

I am taking on extra responsibility like Facilitation training and becoming a Partnership Council Rep, but that doesn't pay me any more than I already earn.

:undecided

samsam89

lostinrates wrote: »

You cope as it is, can you not get something near by so you cut down on cycling trips? So evening work if you work full days, or other part time work if you are cycling in for part days.

Tbh, while i can see the huge appeal in working with jlp, (i would like to as well) you are in a position where what you would like is a nice ideal, and what you need maynot corelate with that in the very short term. If you get a sedond job when more hours become available at jlp you can drop hours or give up second job.

Its very easy to work out the why you cannot do things, working out how you can its harder! Good luck.

That's a good point.

I guess I'll have to start second job hunting!

NAR

samsam89 wrote: »

Also it's difficult to get another job because of the unemployment crisis (are we calling it a crisis yet?). But it's also a problem because I live in a pretty rural location, (12 miles to nearest small town) and have no transport for the next 6 months or so.

And you may not have transport for quite a while after 6 months. You might find it extremely difficult getting car insurance after your conviction because of your age. If someone does offer insurance I guarantee it will be a heck of a lot more than you paid last year.
You do know that you have to notify your current insurers of your conviction I assume.

samsam89

NAR wrote: »

And you may not have transport for quite a while after 6 months. You might find it extremely difficult getting car insurance after your conviction because of your age. If someone does offer insurance I guarantee it will be a heck of a lot more than you paid last year.
You do know that you have to notify your current insurers of your conviction I assume.

I have done a couple of mock quotes, and with the car I have at the moment I'm looking at around £1000 - 1200 per annum. Obviously that would go down if I was to downgrade my car to a 1.1 or 1.2 for example.

I have already cancelled my policy and notified them of my conviction.

The only blessing in disguise is that fuel is so darn expensive right now it's probably a good thing I'm not running a car.

lostinrates

Could you sell the car to settle the debt and then ditch the credit card? Get a cheaper to run and insure car when you can drive and afford to run a car? If by that point you and you gf are living together you may need only one car between you.

Tish_P

I think it's perfectly OK to explain to your girlfriend that money is extremely tight with you right now, and you're going to have more long romantic walks and nights in with homemade casseroles, and fewer nights out. If that's unbearable to her, she can pay for more activities, and if she's not willing to do that she's not worth planning your future around.

Good luck. I'm a cyclist myself (through choice) and it's really not been the weather for it recently, has it!

Desperado99

sell the car. you're not using it. When you get your licence back, you can then work towards getting another one.

NAR

samsam89 wrote: »

I have done a couple of mock quotes, and with the car I have at the moment I'm looking at around £1000 - 1200 per annum.

Sorry but with a drink driving conviction and you being only 23 I find that quote highly unlikely. What cover is that for and for comparison what was your premium last year?

samsam89

NAR wrote: »

Sorry but with a drink driving conviction and you being only 23 I find that quote highly unlikely. What cover is that for and for comparison what was your premium last year?

My premium last year was £700.

I have a friend who is an Insurance Broker and also as mentioned, my girlfriend works for an Insurance Company.

I asked how much they generally load for a DR10 conviction and they said roughly 50%, so it works out correct with what I was quoted.

lika_86

I'm sorry but if your girlfriend is working full time and you aren't and you were to move in together, then you can't be expected to split rent and bills down the middle. Equally, she should know that if she wants to go out and you say you can't really afford to then she should pay.

Forget being emasculated by not being 'the provider', you don't need to be. Women are equal now and so shouldn't expect you to provide for them.

Sounds like she needs a good talking to.