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Driving to Mot testing station without insurance

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135

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  • mikey72
    mikey72 Posts: 14,680 Forumite
    Sgt_Pepper wrote: »
    As long as your mate has driving other vehicles they'll be fine. The database either says yes or no for driving other vehicles.

    What database? All that happens is the car will flag up as no insurance, the police will pull you, and as a driver if you can convince them you're insured they'll let you go, if you can't they'll sieze the car. Easiest way to convince them is to show the paper copy of you own insurance, with doc on it, with no restrictions, or let them phone your insurer, and hope the insurer gets it right.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    mikey72 wrote: »
    What database? All that happens is the car will flag up as no insurance, the police will pull you, and as a driver if you can convince them you're insured they'll let you go, if you can't they'll sieze the car. Easiest way to convince them is to show the paper copy of you own insurance, with doc on it, with no restrictions, or let them phone your insurer, and hope the insurer gets it right.

    Just have the cover and remember your reg number, that's all there is to it.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Sgt_Pepper wrote: »
    Just have the cover and remember your reg number, that's all there is to it.

    And the cost to get the car out of the impound yard later.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    mikey72 wrote: »
    And the cost to get the car out of the impound yard later.

    Ok you know best.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Sgt_Pepper wrote: »
    Ok you know best.

    True. Ta.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    mikey72 wrote: »
    True. Ta.

    Please tell us all about your experience in 165 seizures.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    If you've been stopped that many times, you're driving the wrong car.. If you're stoping them, and they tell you a number plate, and you let them all go, you need a bit of training. But I'm sure your experiences are worth a post or too either way.
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sgt_Pepper wrote: »
    Just have the cover and remember your reg number, that's all there is to it.

    I can confirm this to be the case. Sisters car flagged up for no insurance when I was driving it.
    They eventually got so fed up phoning round and trying to talk to someone to see if my own TPFT policy covered me, they sent me on my way.

    Edited to add, it's down to how you talk to them/your attitude as well.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    I can confirm this to be the case. Sisters car flagged up for no insurance when I was driving it.
    They eventually got so fed up phoning round and trying to talk to someone to see if my own TPFT policy covered me, they sent me on my way.

    Edited to add, it's down to how you talk to them/your attitude as well.

    Must have been Sgt Pepper who stopped you.
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    I can confirm this to be the case. Sisters car flagged up for no insurance when I was driving it.
    They eventually got so fed up phoning round and trying to talk to someone to see if my own TPFT policy covered me, they sent me on my way.

    Edited to add, it's down to how you talk to them/your attitude as well.


    Ive never heard of a TPFT policy with drive other vehicle cover, i thought it only applied to some full comp policies?
    Be Alert..........Britain needs lerts.
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