Driving to Mot testing station without insurance

coconutisland

Hi,
Have a car insurance query, ok so my car has been garaged for over a year now and is on a sorn the insurance, Mot and Tax have all expired. I want to take the car for an Mot but don’t want to insure it as if it does not pass and needs a lot of money spent on it I may get rid of it.
My question is can another person who is insured to drive any car drive my car to the Mot testing station if the actual car itself is not insured.?
I’ve rang DVLA and they where not sure, also goggled it but get to many different answers.
Thanks

McKneff

I dont think you can do it to be honest.

I know that you can drive directly to an MOT station without tax and MOT but I believe the car has to be insured, why not insure if for say a week speak to someone at the garage for advice.

TrickyWicky

Yes another person can drive it using their 'other cars' extension as long as their policy doesn't state that the car must be insured and taxed. Many insurers now do state this which makes life interesting.

To be honest, daily insurance costs peanuts - I think I can get it for about £5 for 48 hours so it's not a a massive loss if the car fails is it?

Couple of years ago our car got smacked up and the insurers agreed to reinsure if on the production of a new MOT after the repairs. When it came to insuring it they then refused any temp cover on the grounds that it had been crashed and had no valid MOT. Luckily it's in the partners name so I asked them if I could use my driving other cars extension on it and they said it was fine to do this - just to be sure I went through the policy with a fine toothcomb and there was nothing against it so thats what I did and it passed too!

beanybot

Back in the day you would have got away with this but now with "day insurance" policy's you wont get much leeway from the Police.

movilogo

The question is how much risk you want to take. DOC is valid if the car is insured in its own in the first place.

You can get a day's insurance for £10 and be safe. Otherwise you can gamble but if you get caught then you risk £200 fine & 6 points.

How far the MOT station from your home? Do you need to drive thru congested roads or an empty country road?

colino

No don't do it. Find a garage that will come and collect.

You've already volunteered theres no insurance, no tax and no MOT and your not sure if it will pass. A Plods afternoon delight.

maninthestreet

It's SORN, so it can't be used, or even parked, on the public highway. It will need to trailered to the MOT station, or on the back of a flat-bed truck.

alastairq

Driving to an MOT test when a SORN is in place
You can drive your vehicle to and from a pre-arranged test at an MOT test station provided you have adequate insurance cover in place for that vehicle.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/UntaxedVehicle/DG_069727


Incorrect advice...just make sure it is properly insured

Trebor16

maninthestreet wrote: »

It's SORN, so it can't be used, or even parked, on the public highway. It will need to trailered to the MOT station, or on the back of a flat-bed truck.

A vehicle on a SORN can be driven to a pre booked MOT test and does not have to be trailered there. But it would need to be insured.

Gloomendoom

maninthestreet wrote: »

It's SORN, so it can't be used, or even parked, on the public highway. It will need to trailered to the MOT station, or on the back of a flat-bed truck.

Don't be daft. As long as you pre book the test (giving the reg number) and the driver is insured to drive the car with minimum third party cover, you can drive to an MoT test centre in a SORNed car.

movilogo wrote: »

The question is how much risk you want to take. DOC is valid if the car is insured in its own in the first place.

I currently have two motor insurance policies that give me third party cover (the minimum required by law) that allow me to drive any car not belonging to me or in connection with the motor trade. No restrictions.

Having said that, as soon as the driver gets out of the driving seat the car is effectively uninsured so really not a practice to be recommended.

alastairq

As an aside, it really is surprising how much a vehicle can be used on the public roads whilst still SORNed or without a current MoT.

Not only can one drive to & from a pre-booked MoT, but one can stop off along the way for reasonable purposes [ to get fuel, perhaps?].....the vehicle can also be driven to and from a place-of-repair, if the testing station cannot immediately effect the required work.
It can also be driven to and from a public weighbridge....necessary for the tester to calibrate the brake rollers if dealing with a strange vehicle?

Neither does the MoT testing station have to be the 'nearest' one....although I don't think the 'spirit' of the law intended one to drive 150 miles to get it tested.....but...if that was the nearest booking one could get in the time frame, so be it.

It can also be driven, under those circumstances [pre-booked tests and weighbridge] even if the vehicle has yet to be issued with a registration number.


All can be done as long as the vehicle is properly insured.

In the latter example, be prepared to get stopped......although once the correct dox are shown, you ought to be sent 'on your way, Sir'...