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Caxton FX Card security concerns

ivorysky Posts: 11 Forumite

7 May 2012 at 11:03AM in Flights, currency & car hire

I got to the airport last week and realised I had forgotten the PIN for my Caxton FX card, without which it would have been useless. Thankfully I found the number for their IVR line and was able to retrieve it using the card number and my date of birth.

It then occurred to me that if I could get it so easily, then so could anyone else. For example, I keep my driving licence in the same wallet as my cards; if my wallet was stolen then the thief could just call Caxton, retrieve my PIN and empty the card at an ATM before I even realised it was missing. If you pay using it at a shop that asks for ID - buying alcohol, for example - then they potentially have enough information to clone the card and then retrieve the PIN. :eek:

Maybe I'm being overly paranoid, but just needing to know the cardholder's date of birth seems a little lax to me.

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Caxton FX Card security concerns

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