NEW Mortgage Exit Fees Discussion

Cookiepops

Potton_Man wrote: »

Hello Lisa

You say you have the paperwork in which the exit fee is clearly stated - exactly which piece of paperwork, please? I ask because Abbey want to charge me £55 for redeeming a mortgage I took out in 1990, and none of the paperwork I have (including standard and special conditions) make any mention of any charge at all. Thanks.

Alec

Hi, I actually have 2 pieces of paperwork - the first is a leaflet called 'Additional Services and Tariff of Charges' and the second is my coversion letter (when my fixed rate was up and I converted to a base rate tracker mortgage) - there is details on charges in there and section 8 is what fees you must pay and it says repayment fee is £99.

HTH

Lisa

Cookiepops

I dont have any account info from my mortgage with Barclays so want to send the letter rather than call them. I looked at the contacts table in the article and there is only a phone number listed for Barclays, does anyone know the address for Barclays that I should send my letter to?

Thanks

Lisa

wacsa

hi,
I would like to know if you can claim charges from a homeowner loan (2nd charge on mortgage), I remortgaged from Alliance & Leicester last year, and also paid off a homeowner loan to Capstone mortgages, would I be entitled to a refund from both? Please can someone help me with this?

Regards.

MarkyMarkD

nicky2 wrote: »

Mortgage was in joint names - since divorced and both parties are requested to sign acceptance document - no contact with ex husband for some-time - any suggestions?

Given that the refund is due to you both jointly, if you can't contact your ex-husband, you can't get the money.

I don't see how you think that you should be able to, as this would involve stealing your ex-husband's share.

jamiestoddart

lisajh29 wrote: »

Hi, I actually have 2 pieces of paperwork - the first is a leaflet called 'Additional Services and Tariff of Charges' and the second is my coversion letter (when my fixed rate was up and I converted to a base rate tracker mortgage) - there is details on charges in there and section 8 is what fees you must pay and it says repayment fee is £99.

HTH

Lisa

in the tariff of charges booklet is deeds handling the same as MEAF?

biddy4

we have got a early payment charge of nearly £8,000 if we want to get out of our mortgage,but we are no longer in a fixed period or special deal do we have to pay this?

nellieb_3

My original contract with A&L in 2002 stated a £75 exit fee applied. We were charged £295. Following the advice on this site I asked for a refund of the difference. I rejected the first offer of £100 and today received a cheque for the full £220 and a letter stating that the A&L have decided to reduce fees for those who took out mortgages before August 04 to the original level. I hope this is of help to some of you at least.

wildthingdaisy

Hi
Is it just the banks included in the table who have been overcharging their customers. We remortgaged from Leeds and Holbeck 5 years ago but unfortunatley dont have the relevant paperwork?

Cookiepops

jamiestoddart wrote: »

in the tariff of charges booklet is deeds handling the same as MEAF?

sorry there is no mention in this listing of deeds handling or anything that would cover it

kat1234_2

Hi want to know on my paper work it says

What fees must you pay?
fees payable to abbey

Please note that all fees paid or payable are not refundable
reypayment fee [current fee and may change] whaen your mortgage is repaid at the end of the mortage

Fee Amount £225.00

does this mean i cant claim the money back please help