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Car Insurance Claim - Advice

2»

Comments

  • MikeyGB313
    MikeyGB313 Posts: 19 Forumite
    Silly question but.....


    Can i drive the car whilst waiting for the garage to contact me about the repair?
  • Quentin
    Quentin Posts: 40,405 Forumite
    Yes (assuming it is roadworthy).
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Perhaps you should have contacted his insurers directly.
    Some insurers have third party claims handlers and will be happy to arrange things like repairs and hire cars themselves (as long as their policyholder admits liability) because it means you won't go to a credit hire or no win no fee solicitor (both very expensive for them).

    If your car damage is minor it will probably be below your excess anyway so there may be no point making a claim off your policy.

    If you have legal cover then speak to them about getting the other party's insurer to pay form the damage directly.
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