Good? AA ISA for members!?

vigman

I was just about to assist my wife open the AA 3.5% ISA when I noticed that members could call for an "exclusive member access account". Great...another 0.5% perhaps for us members?

No, an 18 month fixed rate account at 2.8%!!!

Vigman

MoneySaverLog

Guess it's just like the insurance, apply online for a quote and you'll no doubt get it cheaper than accepting the renewal from them.

A nationwide advert comes to mind..... Brand New Customers Only.

Gromitt

Isn't that like their 'special events' where you get something like 20 - 30% off the 'on the day' price and then notice theres a £5 booking fee and a £6 P&P fee, therefore making the difference more like £1.

Like their car recovery and assistance service where 'loyal members' get 10% off the renewnal price, but anyone who applies online or threatens to leave gets about 60% off (my renewal price always seems to be about £130, but I always get it for about £50 - £60 after saying I'm leaving).

vigman

Gromitt wrote: »

Like their car recovery and assistance service where 'loyal members' get 10% off the renewnal price, but anyone who applies online or threatens to leave gets about 60% off (my renewal price always seems to be about £130, but I always get it for about £50 - £60 after saying I'm leaving).

Haven't tried the leaving threat and have been with them for nearly 40 years!!

Vigman

Dumyat

I do the leaving threat every year, and I always get the discount, however if one year I don't get it, I will leave. But I object to having to do the phone call in the first place.

PopKiss

I recently had a similar experience with Green Flag. The renewal price was vastly more expensive than taking out a new application online. So, I 'phoned to haggle. The lady on the other of the line couldn't do anything, even though I pointed to the additional costs of processing a completely new application.
I cancelled the existing policy and took out a new one online.
Like many financial organisations, it would appear their profits depend, in part, on consumer complacency. Thank goodness for MSE!