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James & Shells Debt Challenge With SOA

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Comments

  • James&Shell
    James&Shell Posts: 558 Forumite
    Ill give that a go next week.

    I think that the boys ( me and Lewis) will play hide and seek and let shell carch us
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • luckylady45
    luckylady45 Posts: 28 Forumite
    Hi All
    we went to more than for insurance and got contents for 9.73 a month and also reduced the car insurance by 18 month for me and 25 a month for oh
    HTH
    LL
  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    How about taking in ironing etc? That can make some money for you and can be done in the evening whilst littlun is in bed.
    £40 a month for calls and line rental is steep unless you are paying back arreaers. I'm sure you can actually get a package which gives unlimited local and national calls all the time for cheaper.
    Alternatively you could consider getting a mobile phone with free minutes on a cashback contract from somewhere but you need to work out who you phone how long for and why- it sounds as though you are fairly high users.
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi James, I have sent you a PM.

    Avoid Fritton Lake - far too expensive. Get the EDP on a Friday as it has a supplement with things to do. As the spring and summer gets underway it will have listings of the village fetes and fun days. Most are free so that they encourage the lovely holidaymakers in, but you may well find it an acceptable way of spending an hour or two with Lewis.

    On the day before the schools break up,they often have vouchers in for places as well.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • James&Shell
    James&Shell Posts: 558 Forumite
    Kaz2904 wrote:
    How about taking in ironing etc? That can make some money for you and can be done in the evening whilst littlun is in bed.
    £40 a month for calls and line rental is steep unless you are paying back arreaers. I'm sure you can actually get a package which gives unlimited local and national calls all the time for cheaper.
    Alternatively you could consider getting a mobile phone with free minutes on a cashback contract from somewhere but you need to work out who you phone how long for and why- it sounds as though you are fairly high users.


    Ive got bt reduced to £27 per month now so that has saved £13 a month to the debt fund.

    We had contract fones and we got in up poo creek with them.
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • James&Shell
    James&Shell Posts: 558 Forumite
    hypno06 wrote:
    Hi James, I have sent you a PM.

    Avoid Fritton Lake - far too expensive. Get the EDP on a Friday as it has a supplement with things to do. As the spring and summer gets underway it will have listings of the village fetes and fun days. Most are free so that they encourage the lovely holidaymakers in, but you may well find it an acceptable way of spending an hour or two with Lewis.

    On the day before the schools break up,they often have vouchers in for places as well.


    Thanks for that HYpno,

    I see from your location that you are local aswell,

    I always get the local mercury on a friday but from now on i will get the edp aswell.

    Hopefully we can find some cheap days out.

    James
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • chick-chick
    chick-chick Posts: 249 Forumite
    Part of the Furniture
    Washing machine cover is the one thing I am prepared to pay for, after our washing machine of less than 2 years decided to pack in. We didn't have any cover for it, so when it gave up the ghost, we had to buy a new machine.

    Now, if anything goes wrong with our machine, even if it's just something simple, somebody will come out and fix it for us. If it un-repairable, they will give us a brand new machine.
  • James&Shell
    James&Shell Posts: 558 Forumite
    Washing machine cover is the one thing I am prepared to pay for, after our washing machine of less than 2 years decided to pack in. We didn't have any cover for it, so when it gave up the ghost, we had to buy a new machine.

    Now, if anything goes wrong with our machine, even if it's just something simple, somebody will come out and fix it for us. If it un-repairable, they will give us a brand new machine.


    Its a very good idea but i want to save that £16 per month to pay off a bit more of the debt fund.

    If ours breaks down again shells dad should b able to fix it hopefully.
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • James&Shell
    James&Shell Posts: 558 Forumite
    Just been on to the council and they say that we should definatly get housng benifit and they ill fasttrak the forms for us so i have got to go down there on Friday after 330 an they will check everything is correct.

    According to entitled to it say we should get £40-45 per week, even if we got £10 per week id be over the moon !!!


    Just paid £20 of the council so we now owe £205 on this years bill!!

    Its goin slowly

    James

    Im now off to update my signiture
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done J & S,

    Yor really doing well and sound so much more in control. Hope everything goes well with the HB claim. I've got my fingers crossed that you'll get a healthy sum.:j
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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