Mortgage Application Submitted

gazfocus

Any thoughts?

Thrugelmir

Why's your other half not on the mortgage application?

gazfocus

Thrugelmir wrote: »

Why's your other half not on the mortgage application?

Because there's no need for her to be on it. She has only been in her employment a very short time so wouldn't have been any advantage to the mortgage application anyway. The building society are however aware that she will be living at the property.

Thrugelmir

gazfocus wrote: »

Because there's no need for her to be on it. She has only been in her employment a very short time so wouldn't have been any advantage to the mortgage application anyway. The building society are however aware that she will be living at the property.

Their not assuming that she's financially dependent along with your kid(s)?

gazfocus

Haven't got any kids but I don't know. Worth checking with mortgage advisor though. Thanks.

gazfocus

Have checked with mortgage advisor and they've not got my wife down as a dependant.

gazfocus

Quick update, Leeds have now requested 2 payslips from my second employment...getting a bit concerned now though.

gazfocus

After a loooong wait, I phoned Leeds Building Society late this afternoon and they confirmed over the phone that they are now willing to lend the full amount I need in order to buy our house. They did say it's subject to the underwriter looking at the memorandum of sale that was sent over to them yesterday but definately a positive move forward

gazfocus

Just thought I'd come back and say a massive thanks to all who have given me advice regarding applying for a mortgage. I got my mortgage offer through the post this morning and am ecstatic....roll on bank holiday weekend

The_J

Glad you got there in the end gaz. It's not easy to get a mortgage at the moment, especially at the levels you were looking at. Have a great weekend