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Mortgage Application Submitted

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Well we've done it...deposit saved and mortgage application submitted this morning. Our mortgage advisor is faxing all our documents over to the building society today and we've paid the application fee.

How long does it usually take for the lender to instruct the valuation? If they do instruct a valuation is that a good sign? (the valuation is free, provided by the lender).

This weekend is gonna be a loooooooooong weekend :)
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Comments

  • The_J
    The_J Posts: 1,250 Forumite
    Which lender?
    The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.
  • gazfocus
    gazfocus Posts: 2,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Leeds Building Society
  • The_J
    The_J Posts: 1,250 Forumite
    Oh yeah, were you the guy who had another thread and some moron tried to claim they were a specialist BS?

    Leeds instruct val on receipt of all documents.
    The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.
  • gazfocus
    gazfocus Posts: 2,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The_J wrote: »
    Oh yeah, were you the guy who had another thread and some moron tried to claim they were a specialist BS?

    Leeds instruct val on receipt of all documents.
    Yep, that's the one :)

    So if Leeds have given an AIP (they did a full credit search which left a table 1 footprint) and then instruct the survey can we safely assume we've got the mortgage?
  • The_J
    The_J Posts: 1,250 Forumite
    Pretty much. These days I wouldn't be surprised if a Martian landed on the Leeds BS HQ and specifically told them that someone called gaz should not have a mortgage with them.
    The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.
  • gazfocus
    gazfocus Posts: 2,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lol that good eh?
  • The_J
    The_J Posts: 1,250 Forumite
    They are fine but criteria in general is crazy
    The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.
  • MagicCats
    MagicCats Posts: 282 Forumite
    Good luck Gaz :)
    2012 Wins: 1 x Case of Lanson Champagne :beer:
  • gazfocus
    gazfocus Posts: 2,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MagicCats wrote: »
    Good luck Gaz :)
    Thanks :) I'm really nervous about the outcome but have got everything crossed
  • MagicCats
    MagicCats Posts: 282 Forumite
    IIRC you have been planning this out and doing your best to ensure all is correct. I think you've approached this in a manner far more appropriate than some of the 'chancers' I've seen on here since I started frequenting......

    Granted nobody is perfect but some of the sharp practice is laughable. Hopefully you'll be fine, keep us all updated :beer:
    2012 Wins: 1 x Case of Lanson Champagne :beer:
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