Please Help, elderly car insurance rip off!!!

custardy

missile wrote: »

I did notice that part.

I have not seen any evidence to support your opinion that older drivers have more minor accidents. Even if I did agree, I would suggest the cost of one serious accident would outweigh the cost of several fender benders. The insurance industry study these and many other factors. They have chosen to load premiums for younger inexperienced drivers and reduce the cost for more mature experienced drivers.

Perhaps you can respond to my question?

thats right. thats the point in my post.
the 'evidence' posted related to deaths and serious injuries.
if the insurance industry reduces the cost of more mature drivers.
why is the OPs grandad paying so much?

missile

Perhaps you can confirm whether you do or do not agree with

If you are 60+ then you aren't aware your abilities have declined and are a danger to others

custardy

missile wrote: »

Perhaps you can confirm whether you do or do not agree with

why? its not a statement I made

missile

You ought to be a politician.

missile

custardy wrote: »

thats right. thats the point in my post.
the 'evidence' posted related to deaths and serious injuries.

That is wrong. I have not seen any evidence to support your view that older drivers have more minor accidents, but have seen plenty that does not. To quote one source>

Drivers between the ages of 50 and 65 generally have the safest records.

custardy wrote: »

if the insurance industry reduces the cost of more mature drivers. why is the OPs grandad paying so much?

I asked that long before you did. OP did not respond.
We do not know how old his grandad is. He could be 50 something with 11 points and a DD conviction.