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Breakdown down cover

wiganrl
wiganrl Posts: 32 Forumite
Where is the cheapest place to get cheap breakdown cover? Is there any special deals anywhere.... Thankyou
«1

Comments

  • paulofessex
    paulofessex Posts: 1,728 Forumite
    Although l don't know the answer to your question l thought l would share my thoughts and opinion about breakdown cover.

    My view is that cover is best via either the AA or RAC as you can get the Home Relay service whereas with companies such as Greenflag they are from local garages and they may only take you to the nearest garage.

    Apart from the well known issues of trying to sell you batteries etc for commission purposes the AA / RAC will at least spend even up to an hour trying to fix the problem at the roadside, some of the other companies have a 30 minute deadline and if not fixed within that time they recover you to their garage (unless of course you have the option of being taken to a dealers under your warranty) and you then may be obliged to pay possible inflated costs for repairs.

    I much prefer to know that both me and the car will get home and for me then to have a wider choice of whom repairs my car.

    Also, don't forget to check out the Cash Back Sites
  • scotsbob
    scotsbob Posts: 4,632 Forumite
    Autoaid, see post above for link.

    Recovery for driver and passengers to destination or home. Roadside breakdown. Homestart.

    You and partner covered for all above for any car you may be in for £38 a year.
  • forgotmyname
    forgotmyname Posts: 32,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Depends what sort of cover you require and if your willing to pay for the recovery or repairs yourself them claim it back later?
    Censorship Reigns Supreme in Troll City...

  • scotsbob
    scotsbob Posts: 4,632 Forumite
    Depends what sort of cover you require and if your willing to pay for the recovery or repairs yourself them claim it back later?

    I don't think any breakdown service do repairs. The best you get is a temporary fix to get you moving, or a tow to garage/destination/home.
  • waynedance
    waynedance Posts: 673 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I did some research on this last year and ended up with Gem Motoring Assist on the reclaim policy.
    Google gives you answers use it.........
  • forgotmyname
    forgotmyname Posts: 32,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    RAC do repairs, They replaced a clutch slave cylinder on a rangerover. Even took me to the garage to purchase it.

    I guess it depends on the fault.
    Censorship Reigns Supreme in Troll City...

  • im-lost
    im-lost Posts: 1,927 Forumite
    scotsbob wrote: »
    Autoaid, see post above for link.

    Recovery for driver and passengers to destination or home. Roadside breakdown. Homestart.

    You and partner covered for all above for any car you may be in for £38 a year.

    Perfectly fine if you have a few hundred quid kicking around in case you have a breakdown, kind of negated the need for a breakdown policy if you have such funds kicking around, no?

    How much would it cost in cash for a 200 mile recovery / relay, quite a sum to have 'just in case'

    IMO for the majority of people a policy that covers it all without the need to pay upfront is a much better option, yes they may be a few quid more expensive, but its a lot less hassle.
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    scotsbob wrote: »
    I don't think any breakdown service do repairs. The best you get is a temporary fix to get you moving, or a tow to garage/destination/home.
    Most roadside rescue packages terms include upto 30 minutes labour to carry out any roadside repairs (but the customer would usually be expected to pay for parts used)

    Where a customer also has recovery the breakdown service often carry out a cost/benefit analysis, especially if the customer is requesting a long distance recovery which could end up costing the breakdown service many hundreds of pounds.
    It is not unknown in such circumstances for breakdown services to authorise repairs that take 4 hours or more. (again parts would usually be charged for)
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    im-lost wrote: »
    Perfectly fine if you have a few hundred quid kicking around in case you have a breakdown, kind of negated the need for a breakdown policy if you have such funds kicking around, no?

    How much would it cost in cash for a 200 mile recovery / relay, quite a sum to have 'just in case'

    ....

    Not necessarily required. Most people have a credit card; they can stick the cost on there and, if they make a prompt claim will get the refund from AutoAid in time to pay the credit card company before interest charges accrue.

    Many AutoAid customers have also asked for a garage to invoice them for the amount involved. (AutoAid will assist in finding such a garage willing to do this if asked) Some who use this method say they have then made a prompt claim to AutoAid, got the refund and used that refund to pay the invoice (which often would have 28 days to pay) :)
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
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