1st Credit Debt Collectors

nottoolate

they can send you twaddle like that till the cows come home.

at the end of the day its still their responsibly to prove its owed. which they obviously cant. their problem. not yours.

Nonshy

More threats and now saying logging a default against my name on credit file!!!!

Bob kingdon has now said:

"My understanding is that we are reporting this unpaid debt to the relevant credit bureaus, as we are obliged to do, (see attached for information held with ‘Call Credit’)."

....

"We have updated credit data based upon information provided to us by the original creditor."

Nonshy

I said they are not legally allowed to place a default on my credit rating until proven debt... he replied:


"I disagree with your interpretation of the law."

Nonshy

Ok, so i need help again!!

Can they legally ascertain proof of debt from the credit card company? (there is not a debt but if there was are the bank allowed to send them my personal information)?

Nonshy

anyone??

i requested proof of debt 36 days ago and nothing.

they have now placed a default against my name without proof of the debt and while they are investigating it

Nonshy

bumppppppp

swanfan02

Complain to the ICO--> http://www.ico.gov.uk/complaints/data_protection.aspx

Nonshy

thanks i have now wrote to them

FredWhispers

Wouldnt it be a whole lot easier to simply send the proof you paid it by bank transfer? Easy enough to get a copy of your statements.

Getting credit data removed is very difficult.

Fred

[Deleted User]

Make sure to print out your credit file now, in case they alter it.

EDIT: I see they already have altered it.

That'll teach me to read the whole thread, before posting.