Possability of taking O2 to court??

jamesbrit1

Hi all, hopefully some of you good looking people will be able to help me please.

Here we go, I have just checked my credit expert account and see a default from o2 started on 21/10/2005 and defaulted on 01/08/2007.

When I've looked into the file history it appears that from the start it was a default, the first entry from 25-36 month section is a red 8, there is no u, 0,0,0,1,2,3, 8 etc it just starts on an 8.

Does this sound right as I have another account which is nearly at the end of its 6 years where I defaulted and it does have years of 0's then a 1,2,3 etc until I did actually default.

I have had several O2 accounts over the years but this one does not seem to sit right.

I have emailed the correct departments and wrote letters all sent recorded but have heard nothing back for nearly two months, not even an acknowledgement.

So what should I do next?

I have read a lot about people taking o2 to court and most peoples experiences is that 02 don't defend them selfs or just don't turn up?

Could this be a plan, trouble is if thats the way to go I've never done it and some advice on making it successful would really be appreciated?

Any help help would be greatly appreciated as Im supposed to be mortgage hunting towards the end of the year and this is going to prevent me from getting anything.

James

NFH

It's not clear what you would be taking them to court for. What would you be asking the court to do?

grumbler

I possibly misunderstand something, but what are you going to sue them for?
That they had not reported the payments late by 1, 2, 3, etc months before reporting the default? I.e. that they have reported fewer offences than they should have?

chanz4

it will still be a default, so until Aug 2013 say goodbye to a mortgage