BOE's prority must be preventing another housing boom.

Graham_Devon

Jimmy_31 wrote: »

What are you talking about people who have to fetch their own water for.

People are not going to accept renting a 5hit flat their whole lives whilst a corrupt government looks after its mates.

I think you should just think yourself lucky that a mammoth doesn't decide to come scratch it's arris on your windowledge to be honest. Do you not realise how lucky you are? Infact, you should probably pay more for this luxury.

Conrad

Mr._Pricklepants wrote: »

Great post Conrad.
I'm afraid what we're seeing now is the instant gratification generation coming of age.
Their formative years have been spent receiving everything they wished for immediately without grasping the concept that somewhere, someone put in a day's work to satisfy their never ending 'needs'.
Now they enter real life and shock horror, not everything is handed to them on a plate. How unfair. We need a revolution.
Jimmy is a perfect example of this.

Your'e right.
This 'I'm entitled to a roof over me head' is a misplaced sense of what it means to exist.
I really struggled to get my first place in the 90's, and recall thinking for years what a slog it was, but never once did I ever get this notion I'm somehow entitled to a place.

Even now I get FTB's who've had to do things like get a car loan towards thier deposit (shock horror, surely not), and also Eastern Europenas and Africans who come to me having been here a few years and moved hell and high water to to make property ownership a reality.


MY ADVICE TO JIM AND CO; Watch some nature documentaries. Life in all it's forms is a tale of struggle against the odds.

Did you know that to even exist, the odds are stageringly vast. A chain of organisms billions long all had to survive long enough to pass along thier genetic code (the very code that assembles non living chemical elements into a living organism) that ultimately lead to you reading this screen.

Be thankful to be one of the very few collections of chemicals that come together as life for a few decades.:A

Jimmy_31

Mr._Pricklepants wrote: »

Great post Conrad.
I'm afraid what we're seeing now is the instant gratification generation coming of age.
Their formative years have been spent receiving everything they wished for immediately without grasping the concept that somewhere, someone put in a day's work to satisfy their never ending 'needs'.
Now they enter real life and shock horror, not everything is handed to them on a plate. How unfair. We need a revolution.
Jimmy is a perfect example of this.

I never even had an atari.

I bet you had a Raleigh Burner.

Conrad

Graham_Devon wrote: »

What a great analogy.

Why don't you think of this when you are sending another one of your complaints off to the FSA about mortgage rationing?

Oh hang on....I think I get it.....if it effects YOU, then you shall complain. And what a lengthy, time consuming complaint you shall make. If it doesn't effect YOU, then you will try and make a comparison to 3rd world poverty to suggest we should all be happy go lucky and never murmur the thought of dissatisfaction with a system.

I earn more when people cant get finance as my value to them increases. I dont even need commision now. It's not about me at all, it's about the madness of regulation that was supposed to 'treat customers farily', actually causing millions of them to be forced to rent.

Also Graham I do worry about really important stuff like Russian child !!!!!! gangs, Bulgarian orphans and Chinese people eating every last organism out the sea, now they're worth worrying about. Greedily expecting a property is by comparison a selfish self obsessional quality.

shortchanged_2

Conrad wrote: »

Even now I get FTB's who've had to do things like get a car loan towards thier deposit (shock horror, surely not)

Conrad surely you're not participating in fraud are you?

Conrad

Jimmy_31 wrote: »

What are you talking about people who have to fetch their own water for.

People are not going to accept renting a 5hit flat their whole lives whilst a corrupt government looks after its mates.

Do what African immigrants do (that used to have far more pressing demands - hence the water thang), get working, get saving, do what it takes, follow the simple formula and buy a home.

And what is wrong with a !!!! flat? Have you been to Eastern Europe where many folk live in them perfectly well?

Again back to your 'gimee gimee' emtitlement mantra.

Jimmy_31

Conrad wrote: »

Your'e right.
This 'I'm entitled to a roof over me head' is a misplaced sense of what it means to exist.
I really struggled to get my first place in the 90's, and recall thinking for years what a slog it was, but never once did I ever get this notion I'm somehow entitled to a place.

Even now I get FTB's who've had to do things like get a car loan towards thier deposit (shock horror, surely not), and also Eastern Europenas and Africans who come to me having been here a few years and moved hell and high water to to make property ownership a reality.


MY ADVICE TO JIM AND CO; Watch some nature documentaries. Life in all it's forms is a tale of struggle against the odds.

Did you know that to even exist, the odds are stageringly vast. A chain of organisms billions long all had to survive long enough to pass along thier genetic code (the very code that assembles non living chemical elements into a living organism) that ultimately lead to you reading this screen.

Be thankful to be one of the very few collections of chemicals that come together as life for a few decades.:A

Everybodys entitled to a roof over their head, i think it might actually be a human right to have shelter.

Where you struggled to buy a house, i just looked at the prices of them during the boom and said to myself im not fcukin paying that, so ive just saved up for a few years instead.

And yes im aware that i am one in a million.

Graham_Devon

Conrad wrote: »

I earn more when people cant get finance as my value to them increases. I dont even need commision now. It's not about me at all, it's about the madness of regulation that was supposed to 'treat customers farily', actually causing millions of them to be forced to rent.

Also Graham I do worry about really important stuff like Russian child !!!!!! gangs, Bulgarian orphans and Chinese people eating every last organism out the sea, now they're worth worrying about. Greedily expecting a property is by comparison a selfish self obsessional quality.

But expecting to stay in one you have not paid for, and don't intend to pay for, is, in your own words, "unfair"? Taxi cab drivers using every trick in the book to not pay taxes is fine, but "unfair" that the mortgage companies expect them to be able to give profitable accounts?

Right.

Victim of your own rank hypocrisy on this one conrad.

Jimmy_31

Conrad wrote: »

Do what African immigrants do (that used to have far more pressing demands - hence the water thang), get working, get saving, do what it takes, follow the simple formula and buy a home.

And what is wrong with a !!!! flat? Have you been to Eastern Europe where many folk live in them perfectly well?

Again back to your 'gimee gimee' emtitlement mantra.

Yeah, ive already done all of that, im now just hanging on because prices are still falling.

If i stick at it i probably wont need a mortgage.

Are you picking up what im putting down ?

The problem with 5hit flats is that they are 5hit.

Jimmy_31

Graham_Devon wrote: »

I think you should just think yourself lucky that a mammoth doesn't decide to come scratch it's arris on your windowledge to be honest. Do you not realise how lucky you are? Infact, you should probably pay more for this luxury.

I have been advised to get mammoth insurance by my mortgage broker.

He seems like a decent honest chap so i think its best to be on the safe side as its only £80 a month if i get it through him:money: