help when starting a new job

amiejane88

im starting a new job and it will involve using my car to get about is there anywhere i can get help with tax and insurance at the minute its off the road as i cant afford the insurance pls help thanks

scooby088

Are you on the work programme? they may help with road tax but i doubt insurance. Other than that I think they may fund public transport but not you own car.

amiejane88

im not on any scheme my child is nearly 4 and goes nursery shel be in school in September, im a single parent so its gonna be pretty hard with public transport, dunno how il be able to manage without a car

pinkshoes

What do you need your car to get about for? Is it long distances or just short ones? Is it in an area with a good bus network (i.e. could you get a travel card instead?).

In the interview, did you tell them you have use of a car in order to get the job?

Could you not borrow money off someone?

amiejane88

unfortunately not. basically i will need a car to get to patients houses and maybe take them shopping in the application it asks do i have my own transport i put yes as ive got my own car. its abit of a tricky one.

hcb42

If you have said you have a car, it's not tricky, you need to get it insured, or the job won't exist

Ainsley1

Insurance can be paid for on a monthly basis so initial outlay relatively small. minimum tax is for 6 months so if you've not the cash to hand you will need to get a loan or pay for on credit card.
Even if it means going overdrawn till your first pay (with the banks agreement or it might be costly) - it could be worth it to get the job? Try citizens advice bureau to see if there are any other options open to you.

Find out in advance of starting your job if you will need to use your own car in the first week(if you can manage otherwise for your own needs on public transport. Once you have started your job explain your financial difficulty to your employer if they have a scheme to advance you pay or can give any other help. Large organisations sometimes have a facility some smaller ones might be sympathetic, but start your job first so that you have employment protection.

Be positive and explore all options!

Annisele

Make sure you get the right kind of insurance - if you don't insure for business use, you'll not be able to ferry clients around.

amiejane88

Thanks ainsley1 that is useful advise same to you Annisele, im not quite sure what hcb42 was offering nothing useful there was me thinking this forum was for advice, i herd there may be help from the job center does any1 no if this is true.

moneypuddle

I don't think hcb42 was being unhelpful, just pointing out a fact. Your solution is to sort the car out if you want the job. Can't you borrow money from a family member, even if just to tide you over until you get your first months pay?

hcb42

I was pointing out a fact, you did say you had a car, so it is now a bit late to expect someone else to finance it. I agree with prev poster, tap up family for a short term loan and ensure you have business use.