We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Will we be entitled to any more benefits?
Comments
-
fogartyblue. wrote: »Why are you quoting all of that?
Your link refers only to people who are under 60!!!
What about the poor sods that are over 60?
Pension Credit criteria then comes into the equation.
http://www.firststopcareadvice.org.uk/downloads/resources/2_Pension_Credit_2010.pdf
Have a look at page 9.
Where both husband and wife receive Attendance Allowance and/or the Middle Rate/Higher Rate for Care of DLA AND where no one actually receives payment of Carers Allowance. SDP is paid at the higher rate (Couple Rate) + 2 lots of Carers Premiums as there are underlying entitlements.
It's quite simple for you to check all of this out.
Just go to one of the Pension Credit/Benefit on line calculators, put the info in as I gave it and you will find that you are completely wrong! Bing Bong!
I'm glad that you don't work for one of the advice agencies giving out duff info like that!
To get underlying entitlement to carers, they have to APPLY for carers unless it's different for pensioners. Normally, if you get the premium you are classed as receiving CA ( indeed its deducted during the working out to show the entitlement )
All the underlying entitlement means is they deduct carers off the total amount, so while they are not getting it in hand, normally they are still classed as getting carers allowance as they get the premium. I think this is where the confusion is.
Example: My husband gets the Premium as carers is deducted (underlying entitlement) - because of this he is bound by the carers rules. Each of his letters state he can earn £100 per week inline with CA even though he gets the premium.
However.... Unless things are different for the over 65s I do not know, it very well could be, perhaps pension, allows the premiums to be paid to both? The Gov page I linked to certainly agrees with your page. The under 60 rule is for enhanced and normal disability premium, it doesn't apply to the SDP AFAIAA, there doesn't appear to be an age limit on that.“How people treat you becomes their karma; how you react becomes yours.”0 -
To get underlying entitlement to carers, they have to APPLY for carers unless it's different for pensioners. Normally, if you get the premium you are classed as receiving CA ( indeed its deducted during the working out to show the entitlement )
Yes you do have to apply for it, but those in receipt of the State Pension never have it paid to them as it is an 'overlapping' benefit. However they are treated as entitled to it and have an underlying entitlement if and when they claim Pension Credit.
All the underlying entitlement means is they deduct carers off the total amount, so while they are not getting it in hand, normally they are still classed as getting carers allowance as they get the premium. I think this is where the confusion is.
There is no deduction, they just never get it physically paid as they can't have the State Pension AND Carers Allowance at the same time. Both are treated as 'Earnings Replacement'
Example: My husband gets the Premium as carers is deducted (underlying entitlement) - because of this he is bound by the carers rules. Each of his letters state he can earn £100 per week inline with CA even though he gets the premium.
Then you are not over the age that State Pension would be paid.
However.... Unless things are different for the over 65s I do not know, it very well could be, perhaps pension, allows the premiums to be paid to both? The Gov page I linked to certainly agrees with your page. The under 60 rule is for enhanced and normal disability premium, it doesn't apply to the SDP AFAIAA, there doesn't appear to be an age limit on that.
Yes things are totally different when you reach 60 in fact (the age at which you can claim Pension Credit) instead of IS, ESA or JSA).
Hence the purpose of me making my original comments.
For some perverse reason, the State start 'throwing' benefits at the over 60's to such an extent that their income, especially if both of them get AA (and consequently claim CA)!
I myself was flabergasted when this came to light as were the couple when they found out what they were entitled to.
That is how I got involved as they believed that there wassome type of fraud going on!
There is no need for that level of income at all, and it is clear why most pensioners that claim Pension Credit are keeping pretty quiet at the moment. They are doing quite nicely out of this government thankyou very much!!
Anyhow I'm glad that we can put this argument to bed at last.
Thanks0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards