Will we be entitled to any more benefits?

fogartyblue.

Dunroamin wrote: »

Absolutely right.

Plus the idea that the majority of pensioners claim AA is quite ludicrous, unless 20% has suddenly become a majority!

In fact 30% of the over 65's make a claim for Attendance Allowance of which approx 25% are successful.

If you read my post you will see that I said that the majority that claim Attendance Allownance are awarded it - 83% are awarded it!

Edinburghlass_2

So your figures from Herdfordshire are the statistics of the whole of the country?

fogartyblue.

Edinburghlass wrote: »

So your figures from Herdfordshire are the statistics of the whole of the country?

If you were to read the link a bit more carefully you would see that they compare themselves with the UK as well!!

A little more time spent carefully reading what is put in front of you would save time in you posting comments like that!

My post was more about the obscene amount of money being handed to the over 65's than it was about trying to show what % of over 65's claim and then receive Attendance Allowance.

I think it is shameful that the original poster has to suffer whilst the over 65's unsurprisingly keep quiet about what they receive!!

Edinburghlass_2

England is not the whole country

Anubis_2

fogartyblue. wrote: »

Yes but what you are missing, are the 'premiums'.

OK as an example:

A couple both of which are over 65.
They each get AA at the lowest rate for maybe Arthritis, maybe they can't understand benefit forms and need help or maybe they have had a couple of 'dizzy' spells in the past few years because they got up from a chair too quick.


The minimum that they are entitled to is:

As a couple £217.90 a week
'disability premium' £116.40 a week
2 lots of 'carers premium' £65.20 a week (underlying entitlement)
2 lots of lower rate AA £103.70

That gives a minimum level of income that they are entitled to of £503.20 a week.

Add to that rent (100%) of £100 a week and Council Tax benefit of another £26.80 a week.
That takes their deemed income to £630 a week!!

It doesn't matter how that comes in:

State Pensions £171.85 a wwek
2 lots of AA £103.70 a week
Company Pension £75.00 a week
No Rent - a saving of £100.00 a week
No Council Tax - a saving of £26.80 a week
Pension Credit of £152.65 a week

Total deemed weekly income £630.00 a week

Now you tell me if you think that two OAP's actually need that level of deemed income in today's economic climate?
Especially when a young family with a couple of kids have to live on half of that amount! It's totally obscene!!

http://www.herefordshire.gov.uk/factsandfigures/979.aspx


Currently close to 25% of all persons over 65 receive Attendance Allowance. A massive increase over the past 7 years.

Of those that claim each year, 83% are successful. And then I question why is the success rate that high - 83% when DLA is under 50%?
Is the government giving in too easy when it comes to AA claims? I think it is.


Approx 30% of the population over 65 make a claim for Attendance Allowance.

Your figures are totally INCORRECT.

You have added severe disability premium in which is not payable if carers allowance is claimed for a couple on AA. They would not be entitled to the severe diability premium - they are only entitled if ONE is on AA and the other is on DLA at mid or high rate and only ONE claims carers.

You cannot get carers allowance premiums IF you don't get carers allowance.

Additionally pension credit would be reduced if a company pension is paid.

Most pensioners own their OWN home so no HB needed.

You have added way too much on there and not made the necessary deductions, try again......

You need to take off the severe disability premium as they are not entitled to it, given they are both on AA, and you need to deduct carers allowance for PRESUMING they both care for one another, and you need to deduct pension credit.... Because they get a company pension so would not be entitled to it (or only a part of it.)

What you have done is look at all the benefits available to a couple over 65 claiming AA and added them together... It doesn't work like that. You need to read the conditions.

fogartyblue.

Anubis wrote: »

Your figures are totally INCORRECT.

Tell you what I will put the details through the Pension Service calculator, post the results on here and then we will see who is right!

Your calculations are up the swaney!! It's a good job people don't have to rely on you to get things right!!

I have taken that example from an actual couple who DO get that amount of income.
If I go along with you, then I will be the first to start screaming and shouting at the Pension Service!!

RESULTS

Get a Pension Credit estimate

Results page

Based on the information you have filled in today, you may be entitled to
a Pension Credit payment of £162.54 per week.

This is based on the following information:

About you

Your date of birth
13 June 1944
Your partner's date of birth
21 November 1944
You have savings of
£0.00
Are you the only person who lives in your household?
Yes

Your income

State Pension
£107.45 per week
Occupational/Private Pension
£75.00 per week
Do you receive Attendance Allowance?
Yes
Do you have an underlying entitlement to Carer's
Allowance?
Yes

Your partner's income

State Pension
£64.40 per week
Does your partner receive Attendance Allowance?
Yes
Does your partner have an underlying entitlement to Carer's
Allowance?
Yes

There you go. Pension Credit now £162.54 a week (new rate)
Add to that
State Pension £171.85
2 lots of AA £103.70
Private Pension £75.00

That now increases to £513.09 of cash each week that is received into that household.

Add the rent that they pay (yes some pensioners actually own their own home, but this couple doesn't!) - £100.00 and Council Tax Benefit (automatic 100%) £26.80

All in all this couple receive cash of £513.09 + plus don't pay rent or council tax which is worth another £126.80. Making the total take for them £639.89 a week!!!!

Totally disgusting!!

All of the details are there, dates of birth, sources of income and each receives the lowest rate of Attendance Allowance. Both have claimed Carers Allowance but don't receive it due to overlapping conditions.

You put the details in and see what answer you get!

Then tell me and the rest on this site that that level of benefit support etc is acceptable!

Anubis_2

Please read the entitlements.....that only comes out based on incorrect information YOU are putting in.

You CANNOT get severe disability premium IF BOTH OF A COUPLE GET AA!

You cannot BOTH get carers allowance and severe disability premium!

So because you are putting incorrect information in, you are getting incorrect amswers.

Additionally such calculators are a GUIDE only.

There is no way that someone you know gets what you are stating - if they do then they are committing fraud - simples.

wellynever

Still banging on about this are we,

"Currently a couple are guaranteed £209.70 a week. Add to that if both get the lowest rate of Attendance Allowance and each claim to care for each other, that goes up to £382.30 a week plus the Attendance Allowance payments of £49.30 for each of them. Add to that they will pay no council tax - saving say £26 a week and full housing benefit of say £100.00 a week OR instead the mortgage interest of up to £70.00 a week.

So in that example the couple are said to need £452.30 if they have a mortgage under Pension Credit, with another £99.00 a week in disability payments + CTB of £26.00 a week

Not bad for a pensioner couple!! "

Your AE

fogartyblue.

Anubis wrote: »

Please read the entitlements.....that only comes out based on incorrect information YOU are putting in.

You CANNOT get severe disability premium IF BOTH OF A COUPLE GET AA!

You cannot BOTH get carers allowance and severe disability premium!

So because you are putting incorrect information in, you are getting incorrect amswers.

Additionally such calculators are a GUIDE only.

There is no way that someone you know gets what you are stating - if they do then they are committing fraud - simples.

Whatever

You have all of the details of age, income etc. Neither actually receives Carers Allowance, they each have an underlying entitlement.

The info I am putting in is the correct info.

Both are over 65

He gets State Pension of £107.45 a week and his wife gets £64.40 a week.
He gets a private pension of £75.00 a week.

They each get the lowest rate of Attendance Allowance of £51.85 a week

Each made a claim for Carers Allowance saying that they care for each other (don't know how - but that isn't really important here) but don't receive anything but they have an underlying entitlement.

There you go, and for your information they do receive that amount each week as surprise surprise, the Pension Service visiting service came out to their home to help them make the claim.

So according to you, I am wrong, the clients are wrong and best of all the Pension Service have got it all wrong.

But hey ho, you have it right!!!! I don't think so somehow.

Anubis_2

fogartyblue. wrote: »

Whatever

You have all of the details of age, income etc. Neither actually receives Carers Allowance, they each have an underlying entitlement.

The info I am putting in is the correct info.

Both are over 65

He gets State Pension of £107.45 a week and his wife gets £64.40 a week.
He gets a private pension of £75.00 a week.

They each get the lowest rate of Attendance Allowance of £51.85 a week

Each made a claim for Carers Allowance saying that they care for each other (don't know how - but that isn't really important here) but don't receive anything but they have an underlying entitlement.

There you go, and for your information they do receive that amount each week as surprise surprise, the Pension Service visiting service came out to their home to help them make the claim.

So according to you, I am wrong, the clients are wrong and best of all the Pension Service have got it all wrong.

But hey ho, you have it right!!!! I don't think so somehow.

I will say this for the last time - they are NOT entitled to the severe diability premium like you first stated.

Their carers will be deductible as will any private pension.

It's about time you stopped squashing those bitter grapes.