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Nerd 017 is DEBT-FREE!! Yay!!

245

Comments

  • Congrats. Am really pleased for you :)
    Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    :j WOO - HOO! :j
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    sammiboo wrote:
    Brilliant!!!

    I hope you will keep this up - Its easy to fall into debt, so its good to keep some of the DFW habits you have.

    My Debt free date isnt for another two years yet, but i am hoping it will be a lot sooner!!

    I've (sadly!) projected my savings to the end of 2007 and have monthly spreadsheets which cover every single penny coming in and going out...so I should have £8140.78 (oh yes, the pennies count lol) at the end of Dec 07 and I LOVE the DFW way of life. :T

    Good luck with bringing your DFD forward too. It can be done - even without the £13K chunk, I got mine forward by 9 months. Roll on better weather, I'll be car booting again!!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    elantan wrote:
    ali that is brilliant news i know youve worked hard at it and deserve every bit of happiness being debt free can bring...

    Elantan - you've made my day, someone remembers me! :o Thank you.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    vics_1982 wrote:
    Well done and congrats!!!!
    (would give you some smilies but not working for me at moment)

    Dance around at work, let them stare ha ha!!!

    Well done again,

    He he..I've just done a little jig...and just had to have another nose at the online statement...£0000 owed...OMG!! I'm so excited! :rotfl: :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • :beer: Fantastic, what a weight off your shoulders - well done:T
    Proud to have dealt with my debts. Nerd number 288:j Debt free date Dec 07 :EasterBun
    Mortgage as at Dec 08 : £93,077.00
    Mortgage as at Dec 09 : £ 87,948.12
    Mortgage as at Dec 10 : £ 83,680.23
    Mortgage target for Dec 11: £73,680.23
  • Hurray!!!! Well Done!!!!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done you!

    Good luck with the future savings projects - I myself am waiting for "soft peach" to be fashionable in the bathroom!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • dinkylou
    dinkylou Posts: 727 Forumite
    Yeah! Thats great news. Am very pleased for you.

    Its good to hear that you have kept on track and have won the battle, you should be very proud of yourself!!

    Now all the money you save will go into your own pocket - what a nice feeling!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    FANTASTIC NEWS!!!!

    i soooo hope to join u at the end of year cant wait!! :j :j


    well done give urself a pat on the back really chuffed for u :D


    James :)
    Savings Total so far for 2023: £8,062.58
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