We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Nerd 017 is DEBT-FREE!! Yay!!
Ali-OK
Posts: 4,073 Forumite
Hi everyone :wave:
It's been ages since I last posted, but I've kept well and truly on the DFW wagon and thought I'd share my news that I am now debt free!! Woo-hoo! :T
It hasn't sunk in yet - I can see my statement on line and can't wait for it drop through the door! Can't really dance around the room, as I'm at work (so might just pop to the loo to do it :rotfl: ) :j
From almost £23K when I joined last March, I stripped the SOA, I shopped around for everything (using Quidco, etc) and even have most of this year's birthday and Xmas pressies stored up through fab bargains in the sales! I did cash in 2 endowments which chopped £13K off in one go, which helped massively. A huge thank you to everyone here for advice, ideas, tips and support :T :T
I've still been quite nerdy behind the scenes, helping 2 friends to get their debts in order and come on here daily to read DFW and the Savings and MFW boards. Stage 1 was to get debt-free, Stage 2 is to save that £13K from the endowments (so pay myself back) and split savings between 6 months salary back-up fund, pay off some mortgage and when that is done, Stage 3 is a new bathroom suite - mind you, by time I get there, Pampus Green will probably be back in fashion :rotfl:
Good luck to everyone on the DFW trail - I'll get on here more often and repay that support you guys have given me - I'm indebted to you all!
It's been ages since I last posted, but I've kept well and truly on the DFW wagon and thought I'd share my news that I am now debt free!! Woo-hoo! :T
It hasn't sunk in yet - I can see my statement on line and can't wait for it drop through the door! Can't really dance around the room, as I'm at work (so might just pop to the loo to do it :rotfl: ) :j
From almost £23K when I joined last March, I stripped the SOA, I shopped around for everything (using Quidco, etc) and even have most of this year's birthday and Xmas pressies stored up through fab bargains in the sales! I did cash in 2 endowments which chopped £13K off in one go, which helped massively. A huge thank you to everyone here for advice, ideas, tips and support :T :T
I've still been quite nerdy behind the scenes, helping 2 friends to get their debts in order and come on here daily to read DFW and the Savings and MFW boards. Stage 1 was to get debt-free, Stage 2 is to save that £13K from the endowments (so pay myself back) and split savings between 6 months salary back-up fund, pay off some mortgage and when that is done, Stage 3 is a new bathroom suite - mind you, by time I get there, Pampus Green will probably be back in fashion :rotfl:
Good luck to everyone on the DFW trail - I'll get on here more often and repay that support you guys have given me - I'm indebted to you all!
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/18
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/18
0
Comments
-
:T :T
Well done!!!!! Another success story - how wonderful! :j :j :j
Catt xx0 -
FANTASTIC! Well done!:D So pleased for you
Sea xxxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Fantastic News - massive Well Done!!0
-
Well done!! You must feel great to be debt free!"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250
-
Brilliant!!!
I hope you will keep this up - Its easy to fall into debt, so its good to keep some of the DFW habits you have.
My Debt free date isnt for another two years yet, but i am hoping it will be a lot sooner!!March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
Egg Credit Card - £843.64 5.7%0 -
ali that is brilliant news i know youve worked hard at it and deserve every bit of happiness being debt free can bring...0
-
Wow that's fantastic!No longer using this account for new posts from 20130
-
Yay! WELL DONE!
:A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%0 -
Well done and congrats!!!!
(would give you some smilies but not working for me at moment)
Dance around at work, let them stare ha ha!!!
Well done again,Sainsbury CC - £1597.25 0% 18 mths left £37.57 Per month DD
Savings Goals 6500K / 10000K0 -
:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :TCONGRATULATIONS:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :TDEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards