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funeral expenses

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  • margaretclare
    margaretclare Posts: 10,789 Forumite
    I think one was the Cornhill over 50 plan

    Yes, that was the one I meant, that I referred to in my previous post in this thread. They're advertised by Frank Windsor, June Whitfield et al.

    The idea of 'no medical' appealed to me originally, but if your mum has money to give to them for life cover, she might be able to get the same cover considerably cheaper somewhere else, especially if she's in reasonable health at the moment. Alternatively I would suggest that saving in a cash ISA would be a better idea.

    Best wishes

    Aunty Margaret
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • One point some might consider is that Assets including your home, most personal possessions, pre-paid funeral plans and the surrender value of any life insurance policies are ignored in calculating entitlement to the pension credit.

    As every £500 savings may reduce your weekly pension credit by £1, spending £2000 on a funeral plan might increase your eligibility for pension credit by £4 a week or £208 a year, £2000 in an ISA wouldn't produce that much gain in a year.
    My weight loss following Doktor Dahlqvist' Dietary Program
    Start 23rd Jan 2008 14st 9lbs Current 10st 12lbs
  • economiser
    economiser Posts: 897 Forumite
    I don't want to have money wasted on a funeral for myself. What is the cheapest way I can have my remains disposed of?
  • Ted_Hutchinson
    Ted_Hutchinson Posts: 7,142 Forumite
    economiser wrote:
    I don't want to have money wasted on a funeral for myself. What is the cheapest way I can have my remains disposed of?
    donation to medical science I think you get carried away for nothing that way.
    I've put the details for Bath but other Universities have similar schemes.
    My weight loss following Doktor Dahlqvist' Dietary Program
    Start 23rd Jan 2008 14st 9lbs Current 10st 12lbs
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Hi Economiser

    Have a look at this:

    https://www.guardian.co.uk/life/thisweek/ story/0,12977,1255829,00.html - 25k -

    We are planning this for ourselves when the time comes - have informed all the relevant family members:

    http://www.green-burial.co.uk/

    A lot of the costs of a funeral are those huge limousines to take mourners back and forth. Also the flowers - a huge waste.

    As you can see if you look on the green-burial site, you can have something very simple and tasteful, as well as including a get-together (or not), whatever you prefer. It's very wasteful to have expensive wood, brass handles etc.

    Apparently there is nothing to stop someone being buried in their back garden with/without a coffin!!

    Aunty Margaret
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • My weight loss following Doktor Dahlqvist' Dietary Program
    Start 23rd Jan 2008 14st 9lbs Current 10st 12lbs
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Hi

    Yes, sorry, I realised I'd quoted the wrong url.

    http://www.guardian.co.uk/life/thisweek/story/0,12977,1255829,00.html

    We have costed the funeral we want for ourselves and they're a heck of a lot cheaper, as well as being in line with our thinking. Cremation apparently damages the atmosphere - one reason is the mercury fillings in teeth!

    But this way of thinking still doesn't answer the problem of those, like economiser above, who seem to want to spend absolutely nothing on their funeral.

    In that case, it's just a hole in the back garden I guess.

    Aunty Margaret
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • John_Gray
    John_Gray Posts: 5,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Here's something about the requirements for garden burial. What is not mentioned is the possible reduction in the sale value of your property when the prospective purchaser becomes aware of a body buried in the garden...

    John
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Hi John

    Yes, I'd read this before.

    It's not something I would want for myself, for various reasons - I prefer the idea of the bluebell wood as described in https://www.green-burial.co.uk/

    Economiser wanted the cheapest way possible, he/she didn't want money wasted on a funeral. The people at green-burial will do it as simply as you like, but there is no way it won't cost any money at all.

    Aunty Margaret
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • homealone_2
    homealone_2 Posts: 2,004 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thank you for all your comments and advice. we have looked into them all and decided to go woth a co-op pre payment plan and have transferred a lump sum into my sons account (in my name) for additional things we may need. all we need to sort out now is the charge for re-opening the grave where she is to be buried, it is a 3 person plot and she will rest with my grandparents. dont know whether that can be sorted out now or not but will certainly be alot less to do at the time, thank you all yet again you have been most helpful
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