The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

InsertWittyName

jakes-mum wrote: »

Eeeeeeeeeeeeeeeeeeeek! I havent gone into my OD with Mr Barklays at all

Plus I have just had money gone in aswell, soooooooooo £100 to Mr Branson and declaring my OD completely paid off

New Total Is!

#16 £8556.89/£8806.89 97.16% :dance::dance::dance::dance::dance::dance::dance:

Down to the last £250, well done!

Oompa_Loompa_2

Hello! I'm sorry I haven't been on for ages, had a lot going on - had to move which involved extra £££ I hadn't planned for. Anyway, updating now... it's okay, but not as good as some of you have done!! Thanks for letting me be part of this thread and well done to all of you who have paid off so much of your debt!! :beer:

#328 50.9% £7497.50/£14713.00

recurrent-ostrich

Goodness, this month is taking such a long time. It's been *very* expensive too. :mad: Roll on January, when the expense slows back down to normal levels again.

affordmylife

absolutely recurrent ostrich. the spending at this time of year even kept to a minimum is too much.

i get paid tomorrow but wont be able to declare anything paid off as i have spent so much on xmas presents than one cancels the other out. at least i havent increased my debt.

i cant wait to finish shopping and then start paying off again. we will do this thing x

recurrent-ostrich

affordmylife wrote: »

absolutely recurrent ostrich. the spending at this time of year even kept to a minimum is too much.

i get paid tomorrow but wont be able to declare anything paid off as i have spent so much on xmas presents than one cancels the other out. at least i havent increased my debt.

i cant wait to finish shopping and then start paying off again. we will do this thing x

We're in the same boat, we won't have reduced our debt at all I don't think this month. Still, come January we'll be back to the treadmill, plodding on at this debt!

jakes-mum

Oooooooo, DH and I sat and wrote a wish list last night (things we want not things we need ) and put it in priority order, there is estimated £1700 worth of stuff on there ranging from new blinds for the patio doors to a new laptop to some new mugs :rotfl: and we realised after this month we could actually quite easily afford to buy one item off the list every month :eek: :eek: it was quite scary but quite exciting at the same time

Have decided I will be back next year as a 'saver' as we desperately need a new car so my target next year will be to save £5k toward a new one (not going for as much as I paid off this year as we really would like a bit of a life and some pocket money )

Getting very excited now as my bill for Mr Branson will be out next week and I will be paying it off :j :j :j then we can start living :j :j :j

loubie_lou

Feeling a bit down today. The guy I went on a couple of dates with looks he doesn't know what he wants. The guy I am looking after in my new job is not really communicating with me and its still 12 days till payday! Urgh this months sucks!!! xx

seriousDFW

jakes-mum wrote: »

Oooooooo, DH and I sat and wrote a wish list last night (things we want not things we need ) and put it in priority order, there is estimated £1700 worth of stuff on there ranging from new blinds for the patio doors to a new laptop to some new mugs :rotfl: and we realised after this month we could actually quite easily afford to buy one item off the list every month :eek: :eek: it was quite scary but quite exciting at the same time

Have decided I will be back next year as a 'saver' as we desperately need a new car so my target next year will be to save £5k toward a new one (not going for as much as I paid off this year as we really would like a bit of a life and some pocket money )

Getting very excited now as my bill for Mr Branson will be out next week and I will be paying it off :j :j :j then we can start living :j :j :j

I love your posts!

What a fantastic feeling, I am so excited for you to get there and so soon.

I've booked a table at our favourite restaurant for 28th February 2013 - I am determined that even though we've been set back lots, this will be our debt-free date!

What are you going to do on the day you become DF to celebrate?

mumsiemum

seriousDFW wrote: »

I've booked a table at our favourite restaurant for 28th February 2013 - I am determined that even though we've been set back lots, this will be our debt-free date!

What are you going to do on the day you become DF to celebrate?

Oooooo I love that idea! My DFD is 28/2/2012 too so may well do the same thing. It'll also be the time I confess to DH about the debt/paying it back as he has no idea - long story but have always intended to tell him once its all paid off - its the only secret I have ever kept form him

seriousDFW

mumsiemum wrote: »

Oooooo I love that idea! My DFD is 28/2/2012 too so may well do the same thing. It'll also be the time I confess to DH about the debt/paying it back as he has no idea - long story but have always intended to tell him once its all paid off - its the only secret I have ever kept form him

How lovely. How do you think he will react?!