What have I done....

LauraJo

Well its all very weird but the last payment comes out of our wages tomorrow!! We do still have a few rental payments to go in and my bonus needs to go in at the end of March but essentially our money will be our own from tomorrow onwards!!
After all these years it feels like a massive relief and all that pain was most certainly worth it!

After years of being a scrimper and having never benefited from any payrises (mine has over doubled in 4 years!) We are going to be different people.

Spending plan so far:

• Rome for a weekend in Feb
• Give my sister some cash each month coz she is skint!
• Get my dad a second hand but new car
• Book a week in the sun in March and a big hols in Sept
• Buy a 4x4
• Join a gym!!
• Do some much needed work on the house!

Time to start having fun me thinks!! :D

pinkteapot

Incredible work, congratulations!!! :T:T:T

Your spending plan sounds absolutely fab - enjoy every minute of it.

gallygirl

Oh how lovely, enjoy! There is a pensions board and also savings board. Not really any diaries on the pensions board, maybe it's time to infiltrate .

Arkers

L-J your happiness is palpable, I am so pleased for you. I love the fact that your going to help your family as a priority. Well done on (nearly) achieving your MF goal. Time to enjoy all the good things in life :T.

LauraJo

Aw thanks all!!
GG - not sure about the pension board that sounds way too grown up for me (I do pay a pension through work but they just take money from me each month, I don't understand it!!)

Shame I'm working tomorrow and Thurs as should be out celebrating but we are going to go out for dinner on Fri nite to celebrate (OH is paying since I had to literally drag him through this for the first few years )

I can't tell you how 'free' I am now feeling. All I can say is even the little Op's chip a bit off so looking after the pennies as well as the big Op's have defo helped

Watty1

muddywhitechicken wrote: »

My commute was horrible as well this morning - usual nightmare Monday morning traffic all stuck behind a tractor doing 20 mph for 9 miles :mad:

If farmers get up as early as they always say they do - why do the move tractors on the road during communting times. I've never worked that one out:)

Watty1

And LauraJo your spending plans sound lovely ....and ...so excited for you you. Well done!! Its been fun following progress...do keep the diary going whilst you work out your next goals!

Buffythedebtslayer

LauraJo wrote: »

Well its all very weird but the last payment comes out of our wages tomorrow!! We do still have a few rental payments to go in and my bonus needs to go in at the end of March but essentially our money will be our own from tomorrow onwards!!
After all these years it feels like a massive relief and all that pain was most certainly worth it!

After years of being a scrimper and having never benefited from any payrises (mine has over doubled in 4 years!) We are going to be different people.

Spending plan so far:

• Rome for a weekend in Feb
• Give my sister some cash each month coz she is skint!
• Get my dad a second hand but new car
• Book a week in the sun in March and a big hols in Sept
• Buy a 4x4
• Join a gym!!
• Do some much needed work on the house!

Time to start having fun me thinks!! :D

LauraJo wrote: »

Aw thanks all!!
GG - not sure about the pension board that sounds way too grown up for me (I do pay a pension through work but they just take money from me each month, I don't understand it!!)

Shame I'm working tomorrow and Thurs as should be out celebrating but we are going to go out for dinner on Fri nite to celebrate (OH is paying since I had to literally drag him through this for the first few years )

I can't tell you how 'free' I am now feeling. All I can say is even the little Op's chip a bit off so looking after the pennies as well as the big Op's have defo helped

THis is SO GOOD to read!


REALLY.


You have no idea how excited a complete stranger paying off their mortgage has made me! I really wonder 1. what the hell am I doing with my money? and 2. what could I do!


Thank you so much for telling your story

LauraJo

Thanks Buffy (loving the name btw!!)
It's weird isn't it coz I always feel chuffed for someone that hit their target / made and op'ment!
Your 2 questions were my 2 questions when I started this...

LauraJo

Ha ha watty... You are soooo right about farmers! Kind you I reckon I would do it from time to time if I had a tractor just to amuse myself
Thanks for following watty, it's the comments and encouragement that really help