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What have I done....

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  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    I think thats our biggest change - and also its nice not wasting stuff (I feel all saintly!!)

    I have a friend who spends around £500 a month just for the 2 of them - thats crazy!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Didn't go for lunch in the end so that saved a tenner! A few people were talking today about OP'ing... It turns out I'm not the only one there! We are clearly a secret movement of mfw's! Anyway I forwarded my boss and a colleague my calculator and they are both now are starting their own mission... One to finish 5 yrs early and the other 9 yrs early! It's catching...
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    yeah, my parents spend over £100 a week on their food bill, just for 2, although that does include rather a lot of alcohol...that's my inheritance tesco is getting!

    And i have mentioned overpaying to a few freinds - its funny how talking about money is the last taboo isn't it? turns out one of them had assumed we must have paid our mortgage off by now, and thought we were just very penny pinching. i explained that our orginal one was paid last year, but we had taken out another one to last till we were 60 orginally, i think he gets now why we are being careful with cash..
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Mine too KP! Although they quite often end up feeding my younger brother and sister lol!! Maybe I should just eat at theirs every night - that would help!!

    WFH today so that £7.50 of petrol saved. Also out on the road most of next week so looks like my fuel bill is going to be under the normal £250 ish I spend a month!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Few shares sold and put towards an OP today. Sold most of the rest of them yesterday so that will be a big chunk off when they come through. They have quadrupled since we stuck a few quid in my works shareshave so we have been very lucky!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    It's the weekend! And a long one at that! OH away at his parents so a relaxing weekend of dog walking and horse riding ( well that's not very relaxing at the mo! ) however other than a planned nite out, it shouldn't be too expensive! We would've gone thru several hundred quid on a BH weekend before this.... Weird!!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Sounds like you've got a nice relaxing weekend planned, enjoy it.

    Going to read your diary later :)
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Hey qbw, thanks for reading. Hope it doesn't bore u too much :)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Well I've read it all and wow, you're doing a proper job on your mortgage, makes me feel like I'm playing at it a little, it's great to read how much you've knocked off it :T
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How is horsey?
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