earn how much on 16 hrs

hmc

hi
i work 16 hrs self employed cleaner, im a single parent in private rented
i get full wtc and nearly full housing benefit and council tax
question is is there a level i can earn upto and still get the help i get with wtc etc as with out it i wouldnt be able to afford the rent etc
thankyou i hope it makes sense

I_luv_cats

https://www.turn2us.entitledto.co.uk/entitlementcalculator.aspx

This may help.

I guess there will be a sliding scale (and a cliff edge) as you earn more.

I_luv_cats

http://england.shelter.org.uk/get_advice/paying_for_a_home/housing_benefit_and_local_housing_allowance/changes_to_local_housing_allowance

There are rent changes so you might be affected.

BigAunty

Keep your eye on future changes when the current benefit system is scrapped and it is moved over to the Universal Credit system - dig out the proposal papers on this.

At the moment, it is recognised that the steep withdrawal of benefits and the steep introduction to taxation acts as a disincentive for benefit claimants to work longer hours or move into employment at all.

The govt aims to change this in the future to ensure that households are always better off in employment than on benefits. I can't give you any specific details, that's just the general principle under UC.

When UC is introduced in the next couple of years, tax credits will be scrapped, so too, will the hours thresholds of 16 hours for lone parents, 24 hours for couples with children, 30 hours for single people over 25, etc. There will be greater conditionality - those who are required to work full time but can't find enough employment may have to continue to sign on, similar to JSA now.

So just keep your ears open about UC.

Notmyrealname

hmc wrote: »

hi
i work 16 hrs self employed cleaner, im a single parent in private rented
i get full wtc and nearly full housing benefit and council tax
question is is there a level i can earn upto and still get the help i get with wtc etc as with out it i wouldnt be able to afford the rent etc
thankyou i hope it makes sense

Why wouldn't you be able to afford the rent? You'd be earning more money so you'd have money to be able to afford the rent.

God forbid you should earn enough to start contributing to the cost of living....

hmc

thanks for the helpful input!
i pay a very large top up on the rent now so if i they knocked my hb down further i could not afford the rent

Notmyrealname

hmc wrote: »

thanks for the helpful input!
i pay a very large top up on the rent now

Some of us pay all of it.

so if i they knocked my hb down further i could not afford the rent

However they'd only knock down your HB if your income went up so you'd be no worse off. I fail to see what the problem is. If you earn £100 a week and get £50 HB but your rent is £100 you have £50 after paying rent. If you earn £150 a week, don't get HB and your rent is £100 you have £50 after paying rent.

Murgatroyd21

Notmyrealname wrote: »

Some of us pay all of it.



However they'd only knock down your HB if your income went up so you'd be no worse off. I fail to see what the problem is. If you earn £100 a week and get £50 HB but your rent is £100 you have £50 after paying rent. If you earn £150 a week, don't get HB and your rent is £100 you have £50 after paying rent.

not much of an incentive to give up time with a child for really, to be no better off. Better off getting the time with your child while maintaining your entitlement.

BigAunty

Notmyrealname wrote: »

...



However they'd only knock down your HB if your income went up so you'd be no worse off. I fail to see what the problem is. If you earn £100 a week and get £50 HB but your rent is £100 you have £50 after paying rent. If you earn £150 a week, don't get HB and your rent is £100 you have £50 after paying rent.

The fact of the matter is that with an increase in income under the current system, there can be very steep withdrawal of benefits made worse through the payment of taxes, plus the extra expenses such as transport and child care costs. In the current system, it is possible to do extra hours and either be worse or virtually no better off.

This is supposed to change under the move to UC, removing the fixed hours of work to achieve tax credits that takes place now, ensuring people are always better off in employment, removing the discincentives to take on higher pay or more hours.

Any tenant who has to pay more than their LHA rate, in work or out of work, is likely to be at a much greater risk of struggling to afford their accommodation.

Soapn

Murgatroyd21 wrote: »

not much of an incentive to give up time with a child for really, to be no better off. Better off getting the time with your child while maintaining your entitlement.

incentive shouldn't come into it. Pride that YOU are working and paying for your own rent and bills should.

eskimo26

Soapn wrote: »

incentive shouldn't come into it. Pride that YOU are working and paying for your own rent and bills should.

*YAWN*
How about you work for your pride if your priviledged enough to be able to afford that and let those that are struggling deal with the reality of life?