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Springing Into the April NSD Challenge
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I'm still waiting to catch my first nsd this month. Ah well... I am having a lovely week off work though
)
Ninja Saving Turtle0 -
NSD 4 please!0
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Today will be a NSD if the clothes that fell in my trolley at Sainsbugs don't fit
I'll be back....!0 -
Spendy today, but NSD #3 nabbed yesterday. :j
Had hoped for a spend-free weekend, but DS1's bike is ready to be collected from the bike shop and DS1 wants me to collect it and him (from GF's) tomorrow...will query him as to whether he will be using it this weekend and could we leave it until next week....I can always hope!
Still, if he does want it collecting (and paid for) tomorrow, then I will suggest a detour via a garden centre on the way home...go to get my perks somehow!!
Have a great weekend everyone..whatever the weather!
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Heres todays round up
LaFolie - well done for NSD 2 :j:j:j love your user name
MTTS - well done for NSD 2 :j:j:j I have a pair of the tummy and thigh smoother. They do the job but I can’t eat a morsel!!!
Karen41 - well done for NSD 3 :j:j:j great going, keep it up
Monkeynut - well done for NSD2 :j:j:j did you get your bits from ELC?
LMH - well done for NSD5 :j:j:j go me
Iamarsi - well done for NSD 3 :j:j:j I love ‘road kill’ as I call finding random coins
SJG - well done for NSD 2 :j:j:j great going, keep it up
MROK - well done for NSD 4 :j:j:j good luck getting your 4 in a row
rising - well done for NSD 2 :j:j:j Mum rides to the rescueWhat would we do without our Mums?!?
katy721 - well done for NSD 4 :j:j:j great going, keep it up
Keiss - well done for NSD 3 :j:j:j hope you get your trip to the garden centre, even if it means a lot of driving around tomorrow...I love garden centres and hardly ever get to go (and when I do DH says no to everything :rotfl: !)
And hello to :
wannabee - have you said before when you are getting married? It must be getting close now?
JCG - I love having a tan but I find I get addicted to the sun bed as well so I stick to faking it (or if we have a mini heatwave, studying in the garden)
ems - hope you enjoy the cinema
Kittikins - hope it isn’t anything serious x Good luck getting an NSD tomorrow
flying - I’m sure they will all be too big and you will have to send them all back thereby claiming your NSD
Some housework, some running and some studying were all done today - feeling like all is running smoothly in my world at the moment:cool::p
Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Good evening folks,
I have been missing for a few days, due to work commitments and the joy of stripping woodchip wallpaper off the spare room:mad:
I have not had a chance to read all the posts, so hope everyone is well:)
Declaring NSDs 2&3 for Tuesday and Wednesday. Today wasn't an NSD, as I did the grocery shopping. Mind you, I went to Mr T and had to go and grab something cheap after the lady had put all the items through the checkout, as I had a £5 off voucher if I spent £40 and had only spent £39.91:p. A £1 bag of parsnips did the trick though and I saved the £5:D
In one of the earlier posts, someone mentioned about being left handed. Red is left handed, although the teacher tried to beat that out of him:mad:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Learning2Budget wrote: »boot camp is ace. get u fit in no time!!! i did on when my youngest was 6 months old......worked a treat! 2 stone off!x
Yikes! not sure i want to lose that much, none of my clothes would fit and I could be in danger of disappearing down a drain :rotfl:Deff want to get fit though, and build some additional strength for pole.bottleofred wrote: »Good evening folks,
I have been missing for a few days, due to work commitments and the joy of stripping woodchip wallpaper off the spare room:mad:
I now have 'Pulp, Disco 2000' in my head, ohhhh lets all meet up in the year 2000...whoooooo....your house was very small, with woodchip on the wall...whooooo'
Oh, no NSD for me, got my caterpillars threaded, but not too chuffed, she did them too thin last time so I've spent 3 weeks letting them grow back, now she's done them too thin again (despite me asking otherwise) and one is deff thinner than the other, with a slight bald patch in the middle :eek: Back to trying to grow them again but I'm worried my little bald patch might not grow back
Also stopped in L1dl tonight, got tbags as recommended by Cheryl, runflower and rye bread and some tortilla chips and dip for OH - all for £3
Will try and snaffle one tomorrow though - need to do some stuff in the garden if it's not too chilly.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Decided not to try them on - I don't need them and things being 25% off doesn't make them a bargain
NSD #4 in the bag0 -
Evening all :hello:
freeby, LMH and BDINI got my 3rd NSD thank you all xxx:A:A:A"If wishes were horses, then beggars would ride"
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freebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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