Springing Into the April NSD Challenge

each_peach_pear_plum

Hiya all.... I'd like to join the challenge for this month please....

I'll ease myself back in gently so I'll go for 10

Thanks

Sarah

freebyfifty

Good Morning,

Hope the weather isn’t too bad where ever you are. No snow here but it’s been blimmin freezing.


Well done to everyone who captured another NSD


Allie Ballie Bee – And you’re off with NSD #1. :j Watch them come rolling in now.:)

Brizzledfw – Well done on capturing NSD #2. :j You are doing really well.

Chris81418 – A brilliant NSD #3 for you. :T Well done.

Elfen – Well done on getting NSD #2. :j Keep going, you are doing brilliantly.:)

Emlovesmickey – NSD #3. :T That’s excellent. Well done.

Flying – NSD #3for you. :j I’m sorry you’re not so well, hope you feel better soon.

Igamogam – NSD #4.That’s brilliant. :T You are on a roll, long may it last.

Katy721 – NSD #3for you. Excellent. :j :eek: To the snow, hope it doesn’t stay long.

Keiss 21 – Well done for NSD #2 :T and good luck with capturing some more.

Kerri gt – NSD #2for you. :j Well done. :eek: Boot camp??? :eek: Are you mad???

Lamarsi – Well done for NSD #2. :j It is up to you if you want to include OH’s spending or not. Everyone on here have their own rules.

Learning2Budget – Off the mark with NSD #1. :T Well done.

LMH – A brilliant NSD #4 for you. :T I’m not sure I want to know what you and DH do when he’s off work to stop you spending. :rotfl:

Lotti379 – Good progress indeed with NSD #2. :j And good spending consolidation.

Marmiterulesok – Well done for NSD #3 :T and brilliant news on your travel re-imbursement. :T

RhiBi – NSD #3for you. :j Good going, well done.

Silvasava – Well done on capturing that NSD #1. :j They’ll come flooding in now.



And hello to

Beanielou – Hope you enjoyed your coffee. It’s lovely when someone else makes it for a change.




Well, I managed to get to work and back without having to get fuel. It actually looks like I might be able to get through today too Then as it's the bank holiday weekend and I don't plan on going far I might be able to wait until Saturday Better in my bank account than lying in my car's fuel tank

So that's NSD #4 and my four in a row :j:j


Have a great Thursday x x

freebyfifty

First page all up to date - I think :cool:

If you see anything glaringly obvious, let me know

LaFolie

Hello! Declaring NSD number 2 for Tuesday. Yesterday was a spend day, but managed to be very good and not go overboard

mytimetoshine2012

lotti379 wrote: »

NSD 2 yesterday, good progress!

I had to get petrol today, so I ordered some bits to fix my phone and Mr L's birthday prezzie, to try and condense the spending a bit! Also bought some Bridget Jones-esque bum&thigh-holding-in tights for a party on saturday... I hope I don't ladder them before I get out of the door!!

Ha ha!! that made me laugh. I put on a dress for a dinner party two weeks ago and then decided that my silohette would be dramatically improved by an M&S haul it all in vest top...and it was. I also couldn't eat much all night and sat up very straight!!!:rotfl::rotfl:Oh dear!:rotfl:

Anyway I am here to report NSD 2/ 14 for Tuesday. Yesterday was a bit of a mre becasude we went out for coffee (£7 in costa lot:mad:) and then to M0rris0ns where my favourite tipple was on offer at £11 and my willpower did a runner so £30 on food althogether :mad:, then £20 on petrol:mad:. I am barricading myself inside today and hope to get number 3.

Bargains y-day were youngs chilled 4 cod in breadcrumb (64% fish) for £2
JGGiant sweetcorn large tin 50p
750g crunch nut cornflakes for £1.37

Have a great day everyone
MTTS:)

LittleMissHappy_2

freebyfifty wrote: »

LMH – A brilliant NSD #4 for you. :T I’m not sure I want to know what you and DH do when he’s off work to stop you spending. :rotfl:

Yes, well, didn't realise I had given myself away :rotfl::cool: Hee hee!





Actually, when he is off his wallet gets an airing and the moths have a little holiday as well

KissyKissyKaren41

Number 3 for me today xx

wannabee_in_credit

I'm embarrassed to admit that I'm still waiting to catch my first nsd... Mind you everything I spent yesterday was wedding related.
But as I'm catching up with bridesmaid 2 today - no chance of a nsd.

Monkeynut

Had NSD number 2 on Tuesday, so nicely on track for the month methinks - easy to say when it's only the 5th lol!
Didn't have a NSD yesterday, but did only buy the things I needed, had to pop into Boots for nappies, wipes and baby milk. Was very good and resisted getting anything else though, so still very pleased with that. Oh, and couple of Ebay parcels to post, but even if it was a NSD I wouldn't count that as it's been paid for anyway and is making money rather than spending it per-say!

Today should be a NSD too depending on the weather. I've read a couple of people saying there are some really good kids art and craft bits reduced lots in ELC, and I've been planning on getting some paints etc for DS1 soon, so might have a look, but only if the weather is nice enough to walk there.
Have a mystery shop later in a little supermarkety place so will have to spend out there too a few £s, but as with Ebay posting, I wouldn't count is as a spend as it will be reimbursed, and is making money, and saving money in this case as I'll use the reimbursement for things we would have had to buy anyway at some point.

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!