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Why's it cheaper to insure a 5 dr Ford Mondeo to a 5dr Peugeot 307

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arcon5
arcon5 Posts: 14,099 Forumite
Part of the Furniture 10,000 Posts Combo Breaker
Both LX models, same year of manufacture, similar mileague, similar value. The Peugeot is a 1.6l whereas the Mondeo is a 1.8l.

Surely the smaller vehicle would be cheaper? Yet quotes i've been getting are showing the Mondeo to be the cheaper policy, albeit only by about £30/yr

:s
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Comments

  • MeanParent
    MeanParent Posts: 128 Forumite
    The insurers know how much it costs to repair each car and where in a scale of prices, what parts cost - that is the Peugeot may cost more to fix after an accident because of the cost of parts.

    The Ford may have better safety equipment such as ABS brakes or have a better NCAP rating?
  • vikingaero
    vikingaero Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Mondeos are probably more common in the UK so the parts prices are cheaper.
    The man without a signature.
  • vax2002
    vax2002 Posts: 7,187 Forumite
    Its the cost of the panels and plastics .
    You could fix half a dozen mondeos for the cost of one Peugeot.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • mattyprice4004
    mattyprice4004 Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Parts prices
    Average driver demographic
    Accidents per year in each vehicle
    Safety features
    NCAP ratings

    The list goes on and on, it's not worth worrying over.

    Why is this in Consumer Rights?
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Ah, didn't think of cost of parts - which does seem logical having said that.

    It's meant to be in motoring board, I spent ages wondering what happened to my thread until realising I've posted it in consumer rights by accident :)
  • squeaky
    squeaky Posts: 14,129 Forumite
    10,000 Posts Combo Breaker
    That's OK, I'll move it across :)

    Forum_Team wrote:

    Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere (please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL='forumteam@moneysavingexpert.com']forumteam@moneysavingexpert.com[/EMAIL]
    Hi, I'm a Board Guide on the Old Style and the Consumer Rights boards which means I'm a volunteer to help the boards run smoothly and can move and merge posts there. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts. Any views are mine and are not the official line of MoneySavingExpert.
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  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    vax2002 wrote: »
    Its the cost of the panels and plastics .
    You could fix half a dozen mondeos for the cost of one Peugeot.

    Cause we all know what quality materials Peugeot use.
  • I've just had a similar supprise, I recently bought an 08 reg Vectra 1.9CDTi which although higher value and larger car, actually came out cheaper to insure than the car it replaced which was an Astra 1.3 CDTi Life (base model) Estate on an 06 plate.
    I hate football and do wish people wouldn't keep talking about it like it's the most important thing in the world
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    its simple really pewgots 307's are always breaking down causing accidents and neck claims
    mondeos just go on and on
    unless its been misfuelled or run on illegal fuel
  • TheSaint_2
    TheSaint_2 Posts: 1,011 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Yup, pugs are crap. Nuff said
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