Thursday 29th March - What Small DFW Things Will You Do Today??!!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all!

Need to get to work early today so figured I'd start us off!

Today I will:
Check banks
Check CCs - see if payments cleared!
Check TCB
2lts water
Update MS Money
Buy birthday present for friend - DVDs from Amazon, through Nectar and with NUS discount, every penny helps!
Breakfast/lunch from stores
Drive economically
Fill up with petrol
Out tonight to charity fun event, will take £20 (entry and dinner is £12, so £8 for drinks should be more than ample!) - other than that, NSD.
Log calories using free tracker
Update work facebook
Spend some time trying to get new office organised!

Think that's my lot, have a great one everyone!
Kxx

bt1

Morning kjp,

Can we get a discount with amazon with NUS?! How do u do it? This could be dangerous!

Filled up my car yesterday, should last me 3-4 weeks so all of this panic buying should be over by then! (I hope!)


Today's list

- check bank
- check cc (I'm going to wait until 1st to pay off my card)
- lunch from home
- drink lots of water
- PAD
- study tonight / lunch / on train home

That's about it! Have a good one!

X

determined_new_ms

Morning guys :wave: thanks for starting us off kjp!

soooooooo tired, thank goodness there's any 2 days left till the weekend. Have a busy day today so it should fly by

Things to do:

• [STRIKE]checked banking[/STRIKE]
• [STRIKE]all meals from stores[/STRIKE]
• [STRIKE]walk to work[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• do search for holiday ins
• [STRIKE]check onepoll[/STRIKE]
• going to a singing group (gospel choir) tonight - first time I'm giving it a bash & its a free taster session
• [STRIKE]chilli out of the freezer for dinner[/STRIKE]
• make potato & leek soup for dinner with my friend tomorrow (I'm feeding her and then we're taking her toy poodles out for a walk )
• make yogurt

That's me for the day have fun y'all x

euronorris

OK, this is me for today:

- Bring in own lunch (have it with me!)
[STRIKE]
- Put bins out for collection
[/STRIKE]
- OH is continuing with cleaning/wiping the old laptop for me today!
- Prepare lunch for tomorrow (veg soup)
- Have a nice home made meal for dinner (from stores) - I'm thinking baked potato with half a corn on the cob (cos we have one left that needs to be eaten), and half a chicken breast each
- Do some dish washing
- Put clean clothes away
- Hoover the rugs in living room and in kitchen
- Sweep floors
- Dig out the hayfever tablets - must remember this!
- LSD! (I only need to get some apples and bananas on way home from work)
- Drink lots of water again (instead of nasty, evil diet coke)
- Tidy the coins around the apt into the change jar

OK, I think that's it. I'll probably remember something later though! lol

Hope you're all well!

Oh, and it's a good job the work fridge is being cleaned tomorrow. It smells like *ss!

yorpington

Morning all!

bt1 I get a student discount with Amazon too! I registered my NUS card and it automatically deducts from valid items. Pretty great :T

+ Check banking
+ Try to figure out how to cover the insurance excess and still hit my 1vs100 deadline. My husband has agreed to pay half out of his spending money as it's his fault we lost it!
+ See how much money is in the gas envelope, as a reading was taken yesterday so I expect a bill.
+ The mega mince recipe came out great! I wouldn't say 40 portions but there is a lot. I must finish potting it up to freeze now my husband has added the spices he likes to the chilli part.
+ NSD! I did manage one yesterday too, and resisted cinema snacks. Hooray!
+ Listen to Dave Ramsey while I do some housework later.

Have a lovely day everyone

Pernicious

Morning all,

Thanks for starting us KJP, enjoy the event tonight.
DNMS - Hope today does fly for you so you can enjoy the evening.

It's my birthday today & I'm still a little under the weather so I don't plan on doing a whole lot of DFW things...but here's a little list!

Today I have/will:-

• [STRIKE]Brekkie from stores[/STRIKE]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• Check online banking
• [STRIKE]Try & keep the heating off[/STRIKE]
• Work on wedding related tasks?? Only if venue get back to me after second email
• [STRIKE]Dinner paid for by my OH [/STRIKE]

The rest of the day will be spent getting up close(ish) to the tigers at a local safari park! I can't wait!!! & after that probably playing guitar hero as my OH bought me that too, I am lucky

Have a great, MSE day everyone x

Wannabe01

Good morning it’s a lovely morning here today again.

My list for today:
:)Drink plenty as I was feeling ill again last night and oh reckons I’m not drinking enough
:)All meals from stores
:)Make a picnic lunch as taking dd out with her friend
:)Catch up with emails
:)Do freelance work that is in for today
:)Attend the Easter service at ds’s school
:)Speak to ds’s head teacher and see if they require parent helpers for anything during April
:)Water veg/fruit plants
:)Wedding related tasks – going to book the reception venue this afternoon
:)Surveys and check one poll
:)Daily clicks
Have a LSD and walk everywhere
:)Pick up dm as she is going to stay with us for a few days
:)Collect up washing and do full loads, hang outside on the airer. (Note to self – must remember to get a rope at the weekend and get oh to put it up)
:)Studying

Kerrypolka

Hello everyone! I'm mostly excited for my paycheque to come tomorrow so I can make my first major debt payment!

Today I am:

- Sorting out PayPal transfer issues so I can pay off my US$ debt and get American Express airline points for it
- [STRIKE]Having half a Covent Garden soup for lunch rather than takeout[/STRIKE] - the soup had gone off, so I went to Tesco for an apple and some cheese - cost 98p total, not bad!
- Booking budget hotels and B&Bs, rather than pricey hotels, for upcoming holidays (planned before Debt Free aims were made, and one for my mother-in-law's 60th birthday!): £50/night for two in Hawaii for three nights during the high season, and £60/night for two in Paris for one night.
- Working on a book to try out selling on Kindle, just to see whether I can make a bit of passive income that way

kjp

Oops sorry all, forgot the smiley!!!!

ziggy2407

Good Morning all

kjp - Thanks for starting us off
Perni - Happy Birthday, have a wonderful day :A

Gorgeous here again today so just taking it easy and will try: (very repititive but helping at the moment)

Work (11.30-1.30) - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Upload pics taken of babies - struggling with OH's new camera but I will persevere
Update food tracker (31lb off) - in progress
Read Library Book in sun - Done
Quick tidy round - Done
20 mins on Yantra mat -
Comps - Done a few
Filing & Shredding - Done (so much easier to keep on top of now, let's hope I dont slip again)
Bake apple pie - Done
Cokezone & McVities Codes - Done
Knitting (?)
Ring Tax Credits -

Hope you all have a great day, catch you all later, love you all

C xx

little_pink_purse

Morning everyone

sorry i missed the last 2 days

been alittle down so slept on and off lol

today todo
washing
alittle shopping
better put petrol in just in case
ironing
try and paint a little bit fence
check cc
check banking hehe
14 days til pay day

have a great day xxxx