Buyer wants to pay with a cheque.

smartie1976

virtualmoney wrote:

I personally would never accept a paper cheque, too risky, at least if he want to pay with a cheque he can do so with Paypal, but wait until this Paypal e-check was cleared by Paypal, never send goods before that happended or you loose money and merchandise.
Ask him to pay using a Paypals e-check.

It really isn't so risky.
What have people got against it, plus it's fee free?
It's not as if it's for hundreds of pounds.
Paypal is far riskier in my opinion as it's a piece of P to do a chargeback for spurious reasons.

zappahey

hostie wrote:

By accepting a cheque you will have to give them your full name and address. That means they will have personal information about you. Maybe they have your email address too. It isn't too difficult to find out mother's maiden names, schools etc these days so by accepting a cheque you are compromising your privacy slightly in terms of identity fraud. Having said all that I would probably accept. Maybe get it made out to your partner or sent to your parents address?

Has the world truly become so paranoid that the simple acceptance of a cheque is now seen to be akin to handing your wallet to a passing stranger?

frivolous_fay

zappahey wrote:

Has the world truly become so paranoid that the simple acceptance of a cheque is now seen to be akin to handing your wallet to a passing stranger?

Feels like it... *goes back to shredding papers*

pennylane99

using a cheque is a lot safer than handing over your card in a restaurant etc where it can be cloned....

Stuart_P

virtualmoney wrote:

I personally would never accept a paper cheque, too risky, at least if he want to pay with a cheque he can do so with Paypal, but wait until this Paypal e-check was cleared by Paypal, never send goods before that happended or you loose money and merchandise.
Ask him to pay using a Paypals e-check.

!!!!

90% of my sales are paid by chq. i don't do paypal. never had any chqs bounce. never had any funds returned to the buyer 6 months down the line etc etc. never pay any paypal fees. never had any crummy paypal chargebacks.

largest chq sent to me? £360. someone please work out the paypal fees i didn't have to pay....i'm feeling a little smug here

frivolous_fay

Stuart_P wrote:

!!!!

90% of my sales are paid by chq. i don't do paypal. never had any chqs bounce. never had any funds returned to the buyer 6 months down the line etc etc. never pay any paypal fees. never had any crummy paypal chargebacks.

largest chq sent to me? £360. someone please work out the paypal fees i didn't have to pay....i'm feeling a little smug here

You'd have to have tons of impeccable feedback before I'd pay you that kind of dosh by cheque! :eek:

Stuart_P

frivolous_fay wrote:

You'd have to have tons of impeccable feedback before I'd pay you that kind of dosh by cheque! :eek:

470 (100% positive) on account #1
2750 (100% positive) on account #2

ormus

frivolous_fay wrote:

I guess you've never had a bank transfer Quick, safe, free :j

and you havent had one go wrong, yet!

pennylane99

how many people that accept cash on collection actually test the notes to see if they are fake......

pennylane99

ormus wrote:

and you havent had one go wrong, yet!

what is there to go wrong with a bank transfer....