We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit check to decrease limit?

ferry
ferry Posts: 2,014 Forumite
Part of the Furniture 500 Posts Name Dropper
Apologies,bit of a novice type CC question really but is it standard procedure be credit checked again if I have requested a credit limit decrease through my current provider (Barclaycard Platinum)

I put he request through online and it asked me for employment status and salary details before I could submit my request

Thanks as usual
F
:j

Comments

  • tomsco
    tomsco Posts: 174 Forumite
    ferry wrote: »
    Apologies,bit of a novice type CC question really but is it standard procedure be credit checked again if I have requested a credit limit decrease through my current provider (Barclaycard Platinum)

    I put he request through online and it asked me for employment status and salary details before I could submit my request

    Thanks as usual
    F

    What was the option you clicked on? If it was something along the lines of "change credit limit" it may just be a standard form.
  • ferry
    ferry Posts: 2,014 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Yes I beleive it was so hoping thats the case.
    :j
  • Tixy
    Tixy Posts: 31,455 Forumite
    Some banks do now do a credit search if you ask to reduce the limit on your overdraft or credit card.
    I don't know if bc are one that does, but I know that more people seem to be posting about it particularly with regards to overdrafts.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.