Cant get next account cant get current account whats going on?

martino17

i mean which credit report company?...im also with yorkshire bank but my card runs out on the 4th month i didnt no if that was a reason for it not working maybe

Toe-Jam

YorkshireBoy wrote: »

Yorkshire Bank, but they've since moved to Visa Debit.

Yorkshire bank use Mastercard Debit:D

Toe-Jam

martino17 wrote: »

never had a loan or been in debt either!....what could the problem be?

This is probably your issue. You have no credit history at all.

You would be better starting with a credit card like vanquis or capital one classic and build up a credit file for a year or so before applying for bank accounts otherwise you are likey to be turned down, and the more things you apply for in a short period of time the worse you will make it.

YorkshireBoy

Toe-Jam wrote: »

Yorkshire bank use Mastercard Debit:D

Whoops, typo! Corrected.

YorkshireBoy

martino17 wrote: »

i mean which credit report company?

Sorry, both Experian & Equifax.

Dr_Cuckoo3

martino17 wrote: »

Applied for a next account online, got accepted but when i came to buy something it wouldnt work and said i would have to pay with a debit card or paypal this time?....

http://help.next.co.uk/Section.aspx?ItemId=10363

"How do I pay for my order?

New Customers
You may be asked to pay for your first order by credit/debit card, so that we can verify your identity. The card provided must be registered to the account holder at the same address the account is held at."

problem solved _party_

martino17

WOOP WOOP thanks for that DR Cuckoo3 it worked and i made my first order :-D a long way to go but this should help towards my credit rating lol.

Saints2011

I suggest you look at the following two links:

Here

&

Here

In that order.

[Deleted User]

martino17 wrote: »

I did a credit report with annualcreditreport....later i found these had a really bad review!...There are 3 alertrs on file coming up with aviva....i have emailed aviva to find out if they can tell me what this is? and how do i get it removed...as i say i have never missed any payments

Hi martino17

I am sorry to see your post. If you would like to send me some more information I can investigate for you regarding the Aviva credit searches.

To enable me to help I will need the following details:

• Full name
• Date of birth
• Full postal address at time of searches
• Dates the Aviva searches took place

If you could email this to [EMAIL="rachel.walker@aviva.co.uk"]rachel.walker@aviva.co.uk[/EMAIL] I can take a look and see what's going on.

Kind regards

Rachel