We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

JSA - Single or Joint Claim?

Hi, my DH is currently on IB JSA and is due to switch to Pension Credits in November (however, God willing he gets a job before then...).

We have an 8 year old child and I do not work (but looking for work). My husband has always been assessed as a single claimant and received £49.55 per week (having been stopped £20.20 for a personal pension).

However, as he recently signed off and back on again (further to a week abroad). When he did a Rapid Reclaim we were told to apply jointly - the JCP explained that as our child was under 16 I did not need to sign on separately but we should do a joint claim anyway.

We have just received our new assessment and they have given us £105.59 per week LESS £78 for my DH's pension, leaving a net weekly amount of £27, less than half what we were getting before the RR! They only stopped £20.20 per week before when he was assessed as single!

Can anybody help or throw any light on this please - we are seriously concerned. Thanks. (P.S. DH's personal pension is £4k p.a.). He has been on JSA since June 2010, IB since Dec 2010.
«1

Comments

  • nannytone_2
    nannytone_2 Posts: 13,006 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    you should never have had 2 seperate claims!


    how much were you receiving in benefits before the joint claim?
  • dookar
    dookar Posts: 1,654 Forumite
    With a dependant child in the household, it cannot be a joint claim
  • Tabitha_T
    Tabitha_T Posts: 240 Forumite
    The old rate used to be £99.10 per fortnight, i.e. whatever the weekly single person rate was, £64 something (?), less £20.20 pension deduction = £49.55 per week.

    Major problem has been that they lost our original claim, we have had a nightmare with Newcastle Ben Ctr - and consequently, we have had to fill out a brand new JSA1, at which time we were advised to do a joint claim. But they knew we had a dependent child!!!!! We said that we had never done a joint claim before but the woman was most insistent.

    Help!!!!!!!!!
  • nannytone_2
    nannytone_2 Posts: 13,006 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    im confused.

    he was claiming income related JSA as a single claim, from which they were making a deduction for his pension.

    what were YOU living off?
  • Tabitha_T
    Tabitha_T Posts: 240 Forumite
    Well, half of the IN JSA, plus his £4K pension plus TC. Why the confusion?
  • epitome
    epitome Posts: 3,199 Forumite
    edited 23 March 2012 at 9:51PM
    You are confusing the terminology

    "Joint claim" does not mean a claim where the claimant (who signs on) is claiming for their partner (who does not sign on).

    "Joint claim" is only used to decribe a claim for a couple without children who both go to the jobecentre to sign on, it is a claim they are both equally responsible for, they both HAVE to look for work and both HAVE to sign on.

    In your situation one of you HAS to be the claimant, that person will go to the job centre, the other will not go. Details of both people (and children) HAVE to be taken on the claim.

    Just to confuse things further when and how long for was the last time YOU worked?

    How much pension does he get per week/ per month?
  • epitome
    epitome Posts: 3,199 Forumite
    It sounds to me like he either did a JSA conts claim initially
    Or he did a JSA IB and incorrectly stated that he does not have a partner.

    only in these two scenarios would they pay him as a single person. £67.50 week
  • nannytone_2
    nannytone_2 Posts: 13,006 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    the OP would be getting NI crediys if the child benefit is in ger name as the child is under 12
  • Caz3121
    Caz3121 Posts: 15,886 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 24 March 2012 at 6:08AM
    Was your husband by chance on contributions based JSA before the reclaim

    CB JSA allows you to keep £50 per week of the pension and then deduct the rest £ for £ from the JSA
    IB JSA does not have a disregard and the whole lot is deducted from JSA (I am assuming the £78 per week is the total of the pension)

    although the numbers are slightly out this could account for the difference in the deduction


    edit: just looking at the last line in your original post re dates. It looks like his JSA payment should have been zero when he moved over to IB JSA in Dec 2010 if he was in receipt of his pension at that date as the £50 disregard would have stopped
  • epitome
    epitome Posts: 3,199 Forumite
    edited 23 March 2012 at 9:52PM
    In regards to your answers to the above post....How long has he been claiming JSA?

    If you answer all the questions asked in the various posts so far when you next come to the thread it will help you to get the answers you need....and we won't have to point out the questions you did not yet answer.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.