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999 credit score WOW

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Really pleased I found out about experian(credit expert) just found out I can get any credit card by an option on there called lower my bills and I have a credit score off 999 the highest you can get:j
Obviously them giving me the highest possible score it means I will be accepted anywhere, so does anyone know what the best card is;)


Thank you
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Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    yeah all of them will, but you have more chance of your score been 999 with lenders that have pink cards
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • fluffpot
    fluffpot Posts: 1,264 Forumite
    Don't bank on it - see my post about being turned down for a Halifax CC
  • Rupert_Bear
    Rupert_Bear Posts: 1,303 Forumite
    star-fire wrote: »
    Really pleased I found out about experian(credit expert) just found out I can get any credit card by an option on there called lower my bills and I have a credit score off 999 the highest you can get:j
    Obviously them giving me the highest possible score it means I will be accepted anywhere, so does anyone know what the best card is;)


    Thank you

    Calm down dear its only a meaningless score.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Calm down dear its only a meaningless score.

    No it's not because I payed for it, it's got to be true the banks use them;)
  • Kyresa
    Kyresa Posts: 1,534 Forumite
    Part of the Furniture 1,000 Posts
    Calm down dear its only a meaningless score.


    I think Star-Fire is actually trying to highlight that the score is a load of rubbish ;) (he's being subtly ironic :) )
  • the best card by far is halifax clarity, it's brought clarity to my life
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    The great thing is, you can get loads of cards and then get all that debt written off!

    GREEDY BANKERS!
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    The great thing is, you can get loads of cards and then get all that debt written off!

    GREEDY BANKERS!

    I wouldn't say loads - you'll probably start struggling once you've got 2 and the credit limit will plummet, and can you survive without access to credit for several years if you get the debt written off?
  • If I am paid £15 a month by BACS or Faster Payment, I can guarantee you will get a score of 9999 which is better than the credit agencies and means you will get any credit you want without applying for it
  • JohalaReewi
    JohalaReewi Posts: 2,614 Forumite
    star-fire wrote: »
    ... experian(credit expert) ...
    I have a credit score off 999 the highest you can get:j
    does anyone know what the best card is;)
    I am pretty sure you will be able to get the Experian Black Credit Card no problem. :cool: Loads of extras too. Only the top Experian customers with a 999 rating can get one.
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