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999 credit score WOW

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  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    I am pretty sure you will be able to get the Experian Black Credit Card no problem. :cool: Loads of extras too. Only the top Experian customers with a 999 rating can get one.

    That's what I thought, hopefully they will see I am a top credit scorer and offer something reasonable thought the post.:)
  • ILW
    ILW Posts: 18,333 Forumite
    Might be worth getting a job at some time. Being unemployed does not affect your credit score.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    ILW wrote: »
    Might be worth getting a job at some time. Being unemployed does not affect your credit score.

    Lol Won't it around a year ago someone had never done a days work in their lives but payed off a few catalogues and came on here hyping up credit experts magical score.
  • JohalaReewi
    JohalaReewi Posts: 2,614 Forumite
    ILW wrote: »
    Might be worth getting a job at some time. Being unemployed does not affect your credit score.

    Some lenders ask for your employment status and could factor that into the credit score they give you. For example, being unemployed will affect your credit score at Amex.

    I know I sound like a broken record but the scores from Experian (and others) are NOT credit scores, they are just plain old ordinary scores.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Some lenders ask for your employment status and could factor that into the credit score they give you. For example, being unemployed will affect your credit score at Amex.

    I know I sound like a broken record but the scores from Experian (and others) are NOT credit scores, they are just plain old ordinary scores.


    What idiot would apply for a credit card being unemployed in the first place.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    ILW wrote: »
    Might be worth getting a job at some time. Being unemployed does not affect your credit score.

    Well with your 11000 posts in 3 years mate You probably know this more then others.
  • star-fire wrote: »
    What idiot would apply for a credit card being unemployed in the first place.

    I'm a double idiot because I'm unemployed and Vanquis and capital one accepted me.

    Thank god I don't live in a village as id hate to be the village idiot too :)
    I'm not poor i'm just skint
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