Ecoelle's MFW Diary

ecoelle

I can leave and switch to another mortgage with Britannia for free, or i can leave all together and go to another company but i would have to pay to leave, i think it's 1% get out fee. The mortgage we're looking at is with Co-op anyway, which they said we could move to for free, so think it'll be ok. Had the info through today and we would be paying £545 a month, so could do a regular OP of £135 without really feeling any different to now.

ecoelle

Actual money NOV £27.22 / DEC £36.79 from halifax rewards accounts, ebay, roadkill and topcashback
One Poll £11.45 NOV £10.35 / DEC £1.10
Valued Opinions NOV £9.45 / DEC £2.75
Ipsos NOV 1200 NOV £8.22) / DEC £3.30
Crowdology NOV £0 / DEC £6.27
Ebay NOV £0 / DEC £0
Vouchers NOV £30.00 1x Marks and Spencer, 1x Thorntons and 1x Capital bonds / DEC £0
Consumer Pulse 10000 - NOV £9.00 / DEC £2.50
Swagbucks 669 NOV £2.27 / DEC £1.67
Toluna12376 - NOV £2.31 / DEC £0.01
Viewsbank £13.53 NOV £1.50 / DEC £12.03
YouGov 300 NOV £1.00 / DEC £2.00
Global Test Market 710 NOV £16.50 / DEC £6.93
MySurvey 0 (worth £0)
December Total £75.35 = £6.85 per day

ecoelle

Hiya:)

Anyone know how i cash pout on Viewsbank? Do they just automatically send it to me or do i request it and if so how?

No worries, found out it's the first Tuesday of the month after you hit threshold, so it will be January 3rd:) Nice little lump for the OP pot, hopefully will have even more in the viewsbank pot by then:)

ecoelle

Woop woop, had my first payment from Rewarding ways:) $1 appeared in my paypal account this morning, so it works, it converts to about 60p but every bit is wanted and needed so 60p or £60 i don't mind:)

If anyone would like a referral to rewarding ways then PM me and i can send you a link:) it's a bit like swagbucks, clicking banners and adds for money, also surveys and tasks, but i just did the freebie and time short stuff to check it worked before doing long surveys and stuff

ecoelle

Yay! Topcashback finally made the £20.20 payable from my argos card application so that's bumped up my total for the month nicely:)

ecoelle

Monday Downstairs (minus the kitchen) including Rooms of Doom
Level One
Declutter floors even if it's just into a box or binbag to hide away.
Sweep/mop/hoover floors and stairs
Level Two
Dust all dusty areas
Last minute check on presents - have you got everything?
HH wrap
Level Three
S&S downstairs loo
Straighten Christmas tree
HHI - especially for those on the challenge

Extras
Make space for new toys either by storing the old ones away for a while or collecting for charity/ebay/carboot in the New Year

Any decorations you do not want take to the charity shop asap to give them chance to sell.

Finish writing cards or give up on the idea of sending any :rotfl:

Tuesday - kitchen and dining room
Level one
Clear and sweep/mop/hoover the floors
Clear work surfaces and table
Level Two
Wipe the work surfaces
Clear and clean window sills
15 minutes wiping anything that is grubby
Level three
Wipe out the fridge, use up anything you need to
Put away anything on the worktops you don't need for the week to give space for cooking/serving
HHMe time before we run out of time
Extras

Meal plan (noting the above) right up to the 27th if you can

Fill up your salt and pepper pots, have you got things like mustard, mayo, cranberry sauce etc? Do you have foil etc?

Is all you table linen ready for the big day, extra cutlery and plates clean and to hand, don't forget a pile of tea towels for your helpers!

Wednesday - Say your prayers today is all Upstairs
Level One
Declutter floors - either put away or into a box or bin bag so at least it's tidy
Hoover/sweep/mop all upstairs
Level Two
Strip, wash and remake all beds
HH Wrap
Level Three
HHI
Clear and wipe the window ledges
Dust all dusty bits

Extras
Water your tree - house plants if your tree is artificial!
Check any bills that need paying, allow extra time for the bank holidays
Do some baking

Thursday - Bathrooms
Level One
Clean the bath and or shower
Clean the toilet and sink, remember the pedestals (front and back)
Level Two
Catch up on previous days' lists!
Wash towels, flannels, bath mats etc
Level Three
Eat a frog
Catch up on any bits you've missed so far
HHI

Extras
Sort out the plan present drop offs, etc.

Check when the binmen are coming - or not as the case may be!

Flick through the TV guide and highlight anything you want to watch.

Friday - end of week round up
Level One
HHme time - could be your last chance for a while so enjoy
Level Two
Tidy and put away anything you can
Hoover high traffic areas
Level Three
Shine the kitchen sink
Wipe over the hob
Clean out any pets/animal beds

Extras
Finalise food shopping lists
What jobs can be delegated over the weekend to family members?
More wrapping


It's not all money saving after all!

ecoelle

:jHAPPY NEW YEAR:j

Hope you had a cool Yule

ecoelle

Monday Bit of Everything
Level One
Have home been found for all the presents? Try to get one thing out of the house for each thing in - new socks, get rid of the religious ones etc
Level Two
Declutter floors Not just into a box or binbag to hide away, try to put things where they belong, a home for everything will make life easier
Sweep/mop/hoover floors you can now see
Level Three
Chill something fizzy to toast the New Year
S&S toilets and sinks (inlcuding the kitchen
HHI - who has achieved that empty basket?

Extras
Clean WM/DW filters and put through on a clean cycle
Meal plan for the week
Count some blessings from the year gone by

Have cleaned the hob, done washing up and put washer on, along with clothes could only fit pillow cases in so rest of bedding will have to wait. Been busy with ebay this week and freegle, trying to clear the understairs cupboard, anyone else find that there's is like a Tardis (note the capital letter...true fan...LOL)

Was thinking about doing a Sun £9.50 holiday with little one this year and the grandparents, anyone know if they are any good? Not done them before but thought we'd give it a whirl, any parks i should avoid like the plague?

Also got to sort the spare room out, we have friends coming to stay in February and it would be nice if there were floor to walk on and you were able to see the bed:) So tasks for the day are as above...

ecoelle

Morning all, well, money things are a bit tight at the moment, thought we'd done quite well this Christmas but now starting to struggle a bit to pay off the credit cards. We owe about £350 all together, £100 of it will wait til next month but the other will end up costing us a small amount in interest i think, just don't have the money to pay it:(

Just checked and the one with about £100 doesn't need paying til 21st Feb, so that's ok, the other one that's £250 will charge about £5 interest if i wait til next month to pay it so it's not too bad. Just hate oweing it. Trying so hard to get into a better situation but just don't seem to have enough money.

Off to find things to ebay:)

ecoelle

Well, have listed a few 99p items, waiting of for the next free listing day for the bigger stuff. Think i may have found a diamond in the rough at the local charity shop so have bought it and will let you know if it sells for a decent amount:)

Productivity wise today i have have cleaned and polished the hob, it's a stainless steel one so feels like it needs doing after every use, not that i do, cleaned the microwave and also the kitchen sink got a clean and polish too. Hoovered the dining room and lounge and polished the dining table and chairs, planned the removal of the rest of the winter decs which are still to come down, but i'm not tall enough so that will have to wait for OH getting in from work. I have however wrapped all the others in tissue and boxed them up ready for the loft, some went into the black bin of doom i'm afraid there was no salvaging:(

Trying to think a bit more carefully abot what i'm throwing away, whether i can find other uses before just popping things in the recycling or black bin.

Well, off to poddle around some more small jobs while little one has great fun removing all the shoes from the basket by the front door, then putting them all back...and repeat:)